Hudson River Community Credit Union offers a wide range of IRA products that will help make your retirement dreams come true.

• No minimum balance is required for the Traditional IRA.
• No monthly fees.
• Contributions may be made in "lump sums" or by regular deposits to the IRA Share throughout the year.
• Dividends are paid monthly.
• IRA Share Certificates are also available with a minimum deposit of $500.00, terms 12 months.
• For Current IRA and IRA Share Certificate rates, check out our Rate Board.
•  All IRA accounts have a $10 maintenance fee charged annually.

Click on the links below to find out which savings plan is right for you.

• Are you changing jobs or retiring?
• Benefits of a Roth IRA
• Benefits of a Traditional IRA
• Coverdell ESA: A smart way to help pay for education
• Deposit Insurance for IRAs
• Retirement Planning: IRAs for every stage of life
• Why invest in an IRA at HRCCU?

IRA Share Certificates
Earn higher dividends with an IRA Share Certificate. IRA Share Certificates are available with a minimum deposit of $500. Terms 6 - 60 months. Click here for rates and further information.