IRA Center
Hudson River Community Credit Union offers a wide range of IRA products that will help make your retirement dreams come true.
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No minimum balance is required for the Traditional IRA.
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No monthly fees.
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Contributions may be made in "lump sums" or by regular deposits to the IRA Share throughout the year.
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Dividends are paid monthly.
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IRA Share Certificates are also available with a minimum deposit of $500.00, terms 12 months.
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For Current IRA and IRA Share Certificate rates, check out our Rate Board.
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All IRA accounts have a $10 maintenance fee charged annually.
Click on the links below to find out which savings plan is right for you.
- Are you changing jobs or retiring?
- Benefits of a Roth IRA
- Benefits of a Traditional IRA
- Coverdell ESA: A smart way to help pay for education
- Deposit Insurance for IRAs
- Retirement Planning: IRAs for every stage of life
- Why invest in an IRA at HRCCU?
IRA Share Certificates
Earn higher dividends with an IRA Share Certificate. IRA Share Certificates are available with a minimum deposit of $500. Terms 6 - 60 months. Click here for rates and further information.
Education IRAs (Coverdell) |
Insurance |
Investing |
Retirement IRAs |
Retirement Planning |
Roth |
Traditional |



