• Minimum balance to open the account $500
• Earn dividends on your account (Tiered based on Average Daily Balance - compounded and credited monthly)
• No Per Check Charge
• Free Unlimited BASIC checks (Check Style ECDS)
• Visa Debit and / or ATM card access
• First 5 Foreign** ATM Transactions a month are free; $2.00 for each additional transaction
• Overdraft Privilege Pay (Click here to read the disclosure)
• Free Virtual Branch, Bill PayIt & Mobile Banking
• Free Audio Response
• Free eStatements

**Non-HRCCU owned ATMs. Does not include fee charged by institution who owns the machine.