The Prime Plus Share Draft / Checking account is designed for members ages 62+.

• No minimum balance to open the account
• No monthly service fee on the account. (Member must have direct deposit of their net pay, Social Security or retirement check)
• No per check charge
• Free unlimited BASIC checks
• Visa® Debit and / or ATM Card Access
• Overdraft Privilege Pay
• Free Virtual Branch, Bill PayIt® & Mobile Banking
• Free Audio Response
• Free eStatements

• Loan Discount: Maximum loan discount .25% off approved HRCCU consumer loans with auto payments from HRCCU checking.

• One reduced price ticket per account/joint account for HRCCU's Annual Meeting.