Make the most of your money with a HRCCU high yield share certificate. Dividends are paid quarterly and dividend information is expressed in annual percentage yield (A.P.Y.) HRCCU also offers IRA Certificates. Rates and terms are subject to change without notice. For current certificate rates, check out our online Rateboard or contact the HRCCU office near you.

The Annual Percentage Yield (A.P.Y.) assumes that dividends are to be added to the principal; A.P.Y. assumes dividends remain on deposit. Withdrawals of dividends or fees will reduce earnings. Current dividend rates will be quoted upon request (call 518-654-9028 or 1-800-824-0700) or at the time of opening an account.

Early withdrawal penalties: Hudson River Community Credit Union may impose a penalty if you withdraw any of the funds before the maturity date. The penalty will equal up to 90 days of dividends on your deposit of 1 year or less and up to 180 days of dividends for deposits of 2 years.

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