At HRCCU, you'll earn more on your savings than you would at other financial institutions, our dividends generally exceed passbook interest rates typically offered elsewhere. Dividends are paid on average daily balances and are compounded monthly.

• Low $5 minimum balance
• Minimum balance of $500 needed to receive dividends
• Dividends compounded and credit quarterly based on average daily balance
• Competitive rates
• No transaction fees
• No withdrawal restrictions
• Access account by ATM, phone, mail, direct deposit, audio response, Virtual Branch or visit an HRCCU office. 
• Funds federally insured by NCUA up to $250,000
• Statements available by mail or eStatement