LITTLE BUCKS (Ages 5 & Younger):

Little Bucks is a program for members ages 5 and younger. This program will replace our Johnny Appleseed Club effective January 1, 2010. As a member of the Club, your child will be rewarded for reaching savings goals while learning key savings principles. Each time a child makes a deposit in person, he/she can pick a toy out of the Treasure Chest and be entered into a quarterly drawing for fun prizes.

CENTSABLES MEMBERS (Ages 6 - 12):

The Centsables Club educates as it entertains, giving kids the knowledge and skills they need to make smart financial choices and sound life decisions throughout their lives while teaching positive values. Plus, Centsables Club members will have access to a multi-platform website including games, puzzles, comic book series, financial education and more! There's even a section for Mom and Dad!

The Centsables Club features six superhero friends who through their everyday adventures and examples, teach sound fiscal responsibility and positive behavior. When the kids of Centsinnati are threatened by villans like Creditor and Liquidator, The Centsables leap into action, fighting evildoers with abilities that include super speed and powers over wind and water. Click here for progam criteria.

REAL CENTS MEMBERS (Ages 13 - 17):

Once enrolled in the Real Cents Program, youth members will receive from HRCCU a quarterly newsletter titled Real Money. Also, when you save $100 in an HRCCU share savings account by May 2010, you will receive a complimentary Great Escape & Splashwater Kingdom one day admission ticket. (One ticket per account opened. Tickets will not be replaced if lost or stolen.) High School seniors who are graduating in June 2010 are eligible to apply for our scholarship contest. Click here for details.

Scholarship Application

Making Life Better Scholarship Application

GR8 2B YOUNG MEMBERS (Ages 15 - 25):

It's great to be young with no decisions to make, except which movie to choose and how large a bag of popcorn to buy. But those days will eventually end to be replaced with bigger decisions like, how to make sure you have the cash when it comes time to pay the rent, cell phone bill or car payment. Don't get caught unprepared. Start gaining the necessary skills now by enrolling in HRCCU's GR8 2B Young Program. Opening a checking and savings account and building credit are key to establishing your independence. This program, designed for the 15-25 crowd, is perfect for young adults who have begun their first job or are attending college. New to the program this year is the GR8 2B Young Concert Series. Look for more information to be distributed soon. Click here for program criteria.

Googolplex (for kids of all ages):

A program for kids of all ages that includes three different websites packed with interactive games, videos and colorful stories dealing with money matters and life issues. Each site is for a specific age group:

• 5 Spot for elementary schoolers ages 6-10
• A-J's for middle schoolers ages 11-13
• C-Note for high schoolers ages 14-18

Introduce children to important financial matters about money and responsibility. For financial education and games, click here.

ATTENTION PARENTS/LEGAL GUARDIANS OF HRCCU YOUTH ACCOUNT MEMBERS:

Information collected herein from the Kids Application will only be used for HRCCU membership enrollment purposes and to mail complimentary monthly and/or quarterly financial education mailings to youth member from HRCCU as listed below. Parent/legal guardian must approve of membership enrollment and be an HRCCU member listed as joint accountholder on the youth's account. Youth must have a social security number to apply. To review HRCCU's Privacy Policy, click here or visit our homepage.

TO COMPLETE APPLICATION ONLINE:

Please provide all of the requested information on the membership application form by clicking here. When you have completed the form, simply print this form and fax it to (518) 654-7234 or bring it in to any one of our five locations.  

For more information, contact HRCCU's Marketing Department at 518-654-9028 ext. 2431 or email HRCCU at csomers@hrccu.org.