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Member Referral Rewards

Refer a new member account to HRCCU and both you and the new member will received $50 Visa Gift Cards! Stop by your local branch to pick up a Good Neighbor Member Referral Form.
Click here for details!

No Fee, No PMI Home Loans!

What’s on your 2015 to-do list?
Find out more about our No-Fee, no PMI Home Loans today!

Contact Us         APPLY ONLINE

Columbus Day Holiday Hours

We’ll be closed Monday, October 12th  for Columbus Day and reopen on October 13th at our regular hours.

You can access your accounts through Virtual BranchMobiliti™, our Audio Response System, HRCCU and CO-OP ATM while we’re closed.

Your Money Tree has expanded its branches!

We are now part of the CO-OP Shared Branch Network.
Find your nearest branch now!

Mortgage Loans

The Mortgage Loan that’s just right for you…
from the lender that’s just right for you.

Find out more and apply online!    

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Find a Branch

New Corinth Branch LR 7-15-15


312 Palmer Avenue
Corinth, NY 12822

Glens Falls Branch

Glens Falls

160 Broad Street
Glens Falls, NY 12801

Cohoes Branch


35 Niver Street
Cohoes, NY 12047

Hudson Falls Branch

Hudson Falls

3762 Burgoyne Ave
Hudson Falls, NY 12839

Troy Branch


40 Leversee Road
Troy, NY 12182


HRCCU & CO-OP Network ATMs

Find HRCCU and thousands of CO-OP Network ATMs around the corner and across the country!

teller visits - shared branch logo

CO-OP Shared Branching

Make deposits, withdrawals and loan payments at 32 CO-OP Shared Branching locations in the Greater Capital District.

Mobile Money


Mobile Money℠ is a secure, convenient way to access your HRCCU Savings and Checking accounts anyplace, anytime using your web-enabled mobile device.