Get a better return without all the risk and without tying up your funds. A deposit can launch you into a highly liquid, secure investment that pays premium dividends. The more you save, the more you earn!

• $1,000 minimum to open the account/minimum balance requirement
• Every withdrawal must be $250 or more
• Tiered dividend structure - higher balances, higher dividend rates
• Up to 6 withdrawals or transfers a month
• Unlimited deposits per month of any amount
• Monthly statements 
• Money Market rates are declared monthly
• Dividends are compounded and credited monthly
• Fair amount of flexibility to use your funds while getting a higher rate of return than a regular share savings account
• Safe and Secure - deposits are federally insured up to $250,000

Contact an HRCCU Representative at 518-654-9028 or 1-800-824-0700 more information.