A share secured loan is a great way to give a young adult financial responsibility and security at the same time. It's also perfect for someone who doesn't want to deplete their savings. The share secured loan is available for members who are need of funds but do not with to deplete their savings. Your share account will be held as collateral for the loan, and once the loan is paid off, the hold is released. You will continue to earn interest on this share account during the term of the loan. Minimum loan balance is $300. No credit report is necessary.

Payment example: $5,000 @ 3.25% for 60 months = $90.40 monthly