Defensive Driving
HRCCU offers Online Defensive Driving
HRCCU and The American Safety Council is proud to offer an online defensive driving course approved by the New York State Department of Motor Vehicles. Completion of a New York DMV approved Point and Insurance Program provides a 10% reduction for 3 years of the motorist's liability, no-fault and collision insurance premiums.
- Course is easy and entertaining
- No Final Exam
- Same day certificate processing
- Affordable Point and Insurance Reduction
- Available in English and Spanish
- Total time required is 6 hours
- Actual price of $49.99 is discounted to $25.00 for HRCCU members
- Complimentary course for GR82B Young First Time Auto Loan Participants*
Click icon below to register
* A voucher will be given once the loan has been dispersed. See a credit union Financial Officer for more information.




