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No Fee, No PMI Home Loans!

What’s on your 2015 to-do List?
Find out more about our no-fee, no PMI Home Loans today!

Check our Home Loan Rates          Contact Us

Certificate Savings Specials

Maximize your savings with a limited-time only, high-yield HRCCU Certificate. We’re currently offering Annual Percentage Yields of up to 2.02%.
View our current Certificate Specials.

Apply for a college scholarship today!

Attention High School Seniors:
Submit your applications to win one or more college scholarships available to you as an HRCCU member.
Click here for scholarship information, submission deadlines and applications.

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We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

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Choice Checking

Choice Checking

A simple, Free Checking account. Perfect for those with basic checking needs.

Premier Checking

Premier Checking

An interest-bearing account for members who maintain higher balances.

Prime Plus Checking Account

Prime Plus

For members age 62 and over who direct deposit net pay or retirement monthly.

Youth Checking

GR8 2B YOUNG

This is the perfect starter checking account.  Designed for Young Adults ages 15-25.

Business Checking

Business Checking

Any sole proprietor, partnership or corporation will enjoy the benefits of our business accounts.  Two great account options:

Community Business Checking

Community Business Plus Checking

Choice Checking Premier
Checking
Prime Plus
(Members ages 62+)
GR8 2B Young
(Ages 15-25)
Best For Members 25 & older. Members w/ a minimum Balance > $500. Age 62 & over. Teens and Young Adults.
Minimum Balance $0 $500 $0 $0
Monthly Service Fee $0 $5 fee charged if Average Daily Balance falls below $500. $0
Must have direct deposit.
$0
Must use eStatements.
Check Order Fees First order of 120 free BASIC Checks Free Unlimited BASIC Checks Free Unlimited BASIC Checks One free Box per year BASIC Checks
Per Check Charges No No No No
Visa Debit Card Access Check Check Check Check
Foreign (Non CO-OP) ATM Transaction Fees  $2 each First Five (5) transactions free/ month; $2 each additional transaction $2 each First Four (4) transactions free/ month; $2 each additional transaction
CO-OP ATM Network Fees A $2 fee per withdrawal will apply after 5 CO-OP Network withdrawals have been made in a one-month period. A $2 fee per withdrawal will apply after 5 CO-OP Network withdrawals have been made in a one-month period. A $2 fee per withdrawal will apply after 5 CO-OP Network withdrawals have been made in a one-month period. A $2 fee per withdrawal will apply after 5 CO-OP Network withdrawals have been made in a one-month period.
Courtesy Pay Protection Available Check Check Check Check
FREE* access to Virtual Branch & Mobile Banking (*data & other charges may apply) Check Check Check Check
FREE Audio Response Check Check Check Check
FREE eStatements  Check Check Check Check
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Choice Checking Premier Checking Prime Plus Checking GR8 2B Young
(Ages 15-25)
Non-Interest
Bearing
Balances less than
$2,499.99
Dividend Rate 0.05%
APY* 0.05%
Non-Interest
Bearing
Balances over
$250
Dividend Rate 0.10%
APY* 0.10%
Balances over
$2,500
Dividend Rate 0.10%
APY* 0.10%

*APY = Annual Percentage Yield. Rates and terms are subject to change.

Community
Business Checking
Community
Business Plus Checking
Best For Smaller business with less than 300 monthly transactions. Larger organization with greater than 300 monthly transactions and higher balances.
Minimum Balance $0 $2,500
Monthly Service Fee $0 $10 fee charged if Average Daily Balance falls below $2,500.
Interest Bearing Account No Yes
VISA® Debit Card Access Check Check
Foreign ATM Transaction Fees  10 free. $2 each thereafter. 15 free. $2 each thereafter.
Courtesy Pay Protection Check $600 Check $600
FREE Virtual Branch & Mobile Banking Check Check
FREE Audio Response Check Check
FREE eStatements Check Check
Monthly Transactions; include ACH, Debits, Credit, Over the counter withdrawals and deposits-cash and checks 300 items free; thereafter $0.20/item 500 items free; thereafter $0.20/item
Switch Today! Switch Today!
Community
Business Checking
Community
Business Checking Plus
Non-Interest Bearing Balances between $2,500 – $9,999 Dividend Rate 0.15%
APY* 0.15%
Balances over $10,000 Dividend Rate 0.20%
APY* 0.20%

* APY= Annual Percentage Yield. Rates and terms are subject to change.