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Special Home Loan Rates!

Our special rates on 5 and 15-year term, no-fee, no PMI Home Loans have been extended until September 30!

Don’t let this opportunity pass you by.
Check our Home Loan Rates          Contact Us

Upside down on your mortgage?

Our all-new Equity Builder Home Loan may be able to help get you out from under your current mortgage!

Click here for rates and information!

HRCCU Volunteers Wanted!

We are looking for HRCCU members to serve on our Credit Union Supervisory Committee.

Sound interesting? Click here for info.

On-The-Go access to your accounts !

View account balances, transactions, transfer funds, pay bills and more with Mobiliti!

Enroll today! Message and Data rates may apply.
Click to view a demo and enrollment instructions

Mortgage Loans

The Mortgage Loan that’s just right for you…
from the lender that’s just right for you.

Find out more!    

Virtual Branch Home Banking

Safely and securely access your Credit Union accounts,
to view transactions and transfer money online!

Find out more!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

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Choice Checking

Choice Checking

A simple, Free Checking account. Perfect for those with basic checking needs.

Premier Checking

Premier Checking

An interest-bearing account for members who maintain higher balances.

Prime Plus Checking Account

Prime Plus

For members age 62 and over who direct deposit net pay or retirement monthly.

Youth Checking


This is the perfect starter checking account.  Designed for Young Adults ages 15-25.

Business Checking

Business Checking

Any sole proprietor, partnership or corporation will enjoy the benefits of our business accounts.  Two great account options:

Community Business Checking

Community Business Plus Checking

Choice Checking Premier Checking Prime Plus Checking GR8 2B Young
(Ages 15-25)
Balances less than
Dividend Rate 0.05%
APY* 0.05%
Balances over
Dividend Rate 0.10%
APY* 0.10%
Balances over
Dividend Rate 0.10%
APY* 0.10%

*APY = Annual Percentage Yield. Rates and terms are subject to change.

Business Checking
Business Plus Checking
Best For Smaller business with less than 300 monthly transactions. Larger organization with greater than 300 monthly transactions and higher balances.
Minimum Balance $0 $2,500
Monthly Service Fee $0 $10 fee charged if Average Daily Balance falls below $2,500.
Interest Bearing Account No Yes
VISA® Debit Card Access Check Check
Foreign ATM Transaction Fees  10 free. $2 each thereafter. 15 free. $2 each thereafter.
Courtesy Pay Protection Check $600 Check $600
FREE Virtual Branch & Mobile Banking Check Check
FREE Audio Response Check Check
FREE eStatements Check Check
Monthly Transactions; include ACH, Debits, Credit, Over the counter withdrawals and deposits-cash and checks 300 items free; thereafter $0.20/item 500 items free; thereafter $0.20/item
Switch Today! Switch Today!
Business Checking
Business Checking Plus
Non-Interest Bearing Balances between $2,500 – $9,999 Dividend Rate 0.15%
APY* 0.15%
Balances over $10,000 Dividend Rate 0.20%
APY* 0.20%

* APY= Annual Percentage Yield. Rates and terms are subject to change.