All HRCCU branches will be closed Wednesday, March 20 for a staff training day. Branches will reopen for normal business hours on Thursday, March 21.

Free Checking Account Options

Find the Right Account for You

Find a checking account that works for you. HRCCU offers checking account options like Choice Checking® that include no sneaky monthly fees and no minimum deposit required. Check out a side by side comparison of our two simple checking account options below or learn more about how you can earn cash rewards with our Kasasa Cash and Cash Back checking accounts.

Choice Checking Premier Checking
Best For Member 15 & Older Those with the Required Available Balance
Minimum Balance $0 $500
Monthly Service Fee $0 $5
Check Order Fee First Order of 80 Free BASIC Checks Free Unlimited
BASIC Checks
Check Processing $0 $0
Free Visa® Debit Card
Free ATM Transactions
Courtesy Pay Protection
Free Access to Online & Mobile Banking
FREE Audio Response
FREE eStatements
Mobile Payments
Choice Checking

Choice Checking® - No Fees or Minimums

Free checking account with no hidden fees and no minimum deposit required.

Open Account
Premier Checking

Open a Premier Checking Account Today!

This account is designed for those who maintain higher monthly balances. A $500 minimum balance is required. Free unlimited basic checks.

Open Account

Premier Checking Rates

As your balance grows, your interest rate may increase too.

Average Monthly BalanceInterest RateAPY
$0.01 - $2,4990.00%0.00%
$2,500 and up0.05%0.05%
Kasasa Cash Back Checking

Get rewarded with refunds on debit card purchases and more!

Get cash back on debit card purchases, plus refunds on ATM withdrawal fees — nationwide.* With rewards like these, you might just feel like you get paid to shop!

Learn More
Kasasa Cash Checking

Get free checking that earns a high rate!

Kasasa Cash® pays cash rewards like high dividends on your balance and nationwide ATM withdrawal fee refunds!

Learn More
Shared Branch Network

Access your accounts even when you are far from home.

Our Shared Branch Network provides members with access to your accounts at more than 30,000 branch and ATM locations when traveling around the corner or across the country.

Locate a Branch or ATM

Current Rates

Auto Loans
APR as low as
5.50%
Fixed Rate 36 Month
Mortgages
APR as low as
6.00%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
5.95%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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