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Take advantage of these Special Certificates!

Our Special Certificates offer higher yields than our regular certificates and are a safe place to save your money. Call us at (518) 654-9028, click or stop by a local branch for information and to open your Community Saver Certificate today!

Just in time for holiday shopping …

… now you can use your HRCCU Visa® card and Apple Pay™ in hundreds of thousands of stores and participating apps.

Learn more

We thank our military Veterans for their service and sacrifice. Please visit your local HRCCU branch or
click here for our FAVOR program offers!


Get the cash you need…

to pay for for all those holiday surprises with an HRCCU Holiday Loan! Delay your first loan payment until 2016!

Click for details!

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Awards and Rankings


  • 5-Star (Superior) ranking for more than ten years in a row, by Bauer Financial, Inc., the nation’s leading bank and credit union rating firm that analyzes and reports on the nation’s financial industry.
  • 2014 CUANY Desjardins Adult Financial Education Award –  On-site Financial Literacy Program
  • 2014 CUANY Dora Maxwell Social Responsibility Community Service Award – Community Heroes Campaign
  • 2014 CUNA Diamond Award – HRCCU On-site Financial Literacy Program
  • 2013 CU Journal Best Practices Award – “You never forget your first set of wheels” Auto Loan Campaign
  • Albany/Colonie Regional Chamber of Commerce 2012 Women of Excellence Award –Susan Commanda
  • Saratoga Today Newspaper, 2012 Women of Influence AwardSusan Commanda
  • CUNA Diamond Award –  2005
  • Pinnacle Marketing Award –2006
  • Run for the Rock – Highest percentage of Participation, 2014


  • 5th largest Credit Union in the Capital Region: 2015 Business Review Book of Lists,
    (Published June, 2015.)