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Special Home Loan Rates!

Our special rates on 5 and 15-year term, no-fee, no PMI Home Loans have been extended until October 31!

Don’t let this opportunity pass you by.
Check our Home Loan Rates          Contact Us

Upside down on your mortgage?

Our all-new Equity Builder Home Loan may be able to help get you out from under your current mortgage!

Click here for rates and information!

Certificate Savings Specials

Maximize your savings with a high-yield HRCCU Certificate. We offer Annual Percentage Yields of up to 1.50%.
View our current Certificate Specials.

HRCCU Volunteers Wanted!

We are looking for HRCCU members to serve on our Credit Union Supervisory Committee.

Sound interesting? Click here for info.

On-The-Go access to your accounts !

View account balances, transactions, transfer funds, pay bills and more with Mobiliti!

Enroll today! Message and Data rates may apply.
Click to view a demo and enrollment instructions

Mortgage Loans

The Mortgage Loan that’s just right for you…
from the lender that’s just right for you.

Find out more!    

Apple iPhone 6 users:

Coming Soon: HRCCU to begin accepting Apple Pay™ transactions!

Click for details!

New Certificate Specials!

Check out these new Special Certificates!
Earn a higher annual percentage yield when you
choose from our 60, 48, 30, 23 or 19-Month Certificates!

Click for more information!

Virtual Branch Home Banking

Safely and securely access your Credit Union accounts,
to view transactions and transfer money online!

Find out more!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

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Awards and Rankings

Awards

  • 2014 CUANY Desjardins Adult Financial Education Award –  On-site Financial Literacy Program
  • 2014 CUANY Dora Maxwell Social Responsibility Community Service Award – Community Heroes Campaign
  • 2014 CUNA Diamond Award – HRCCU On-site Financial Literacy Program
  • 2013 CU Journal Best Practices – “You never forget your first set of wheels” Auto Loan Campaign
  • 5-Star (Superior) ranking for more than ten years in a row, by Bauer Financial the nation’s leading bank and credit union rating firm that analyzes and reports on the nation’s financial industry.
  • Albany/Colonie Regional Chamber of Commerce 2012 Women of Excellence Award –Susan Commanda
  • Saratoga Today Newspaper, 2012 Women of Influence AwardSusan Commanda
  • CUNA Diamond Award –  2005
  • Pinnacle Marketing Award -2006
  • Run for the Rock – Highest percentage of Participation
  • Business Review 2012 Book of Lists, Credit Unions
  • Business Review 2012 Fastest Growing Companies

Rankings

  • 5th largest Credit Union in the Capital Region: 2012 Business Review Book of Lists,
    (Published June, 2012.)
  • One of the 20 Fastest Growing Companies in the Capital Region: The Business Review List of Fastest Growing Companies, (Published  June 29, 2012.)
  • Saratoga Today Readers’ PollBest of the Saratoga Region, Credit Union Category  – finished in second place.
  • The Post-Star Readers’ Poll – Top-Rated Credit Union
  • Capital Region Living – 2012 Readers’ Poll Finished in the top three of all banks/Credit Unions in the Capital Region.