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A Special Thank You!

We’re returning a portion of our 2014 earnings back to our members!
These Certificate Specials are available to members as of 12/31/2014 only.

Call, click or visit a conveniently located branch for all the details!

Refinance your current loan with HRCCU!

You may see lower monthly payments or a shorter loan term. Our Home Loans have No Fees and No PMI! And, you may walk out with up to $100 in a Visa® Gift Card*  Find out more!
* At loan closing. Gift card promotion ends 5/31/15.

Memorial Day

Our offices will be closed Saturday, May 23rd and Monday, May 25th in observance of Memorial Day.

Access your accounts through Virtual BranchMobile Money, our Audio Response System and ATM machines. We will reopen on Tuesday, May 26th at 9 AM.

Boat and R/V Loans

Heading to a boat and R/V show? HRCCU offers great low rates on boats and recreational vehicle loans. These local dealers even offer HRCCU financing on the spot!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

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Awards and Rankings

Awards

  • 2014 CUANY Desjardins Adult Financial Education Award –  On-site Financial Literacy Program
  • 2014 CUANY Dora Maxwell Social Responsibility Community Service Award – Community Heroes Campaign
  • 2014 CUNA Diamond Award – HRCCU On-site Financial Literacy Program
  • 2013 CU Journal Best Practices – “You never forget your first set of wheels” Auto Loan Campaign
  • 5-Star (Superior) ranking for more than ten years in a row, by Bauer Financial the nation’s leading bank and credit union rating firm that analyzes and reports on the nation’s financial industry.
  • Albany/Colonie Regional Chamber of Commerce 2012 Women of Excellence Award –Susan Commanda
  • Saratoga Today Newspaper, 2012 Women of Influence AwardSusan Commanda
  • CUNA Diamond Award –  2005
  • Pinnacle Marketing Award -2006
  • Run for the Rock – Highest percentage of Participation
  • Business Review 2012 Book of Lists, Credit Unions
  • Business Review 2012 Fastest Growing Companies

Rankings

  • 5th largest Credit Union in the Capital Region: 2012 Business Review Book of Lists,
    (Published June, 2012.)
  • One of the 20 Fastest Growing Companies in the Capital Region: The Business Review List of Fastest Growing Companies, (Published  June 29, 2012.)
  • Saratoga Today Readers’ PollBest of the Saratoga Region, Credit Union Category  – finished in second place.
  • The Post-Star Readers’ Poll – Top-Rated Credit Union
  • Capital Region Living – 2012 Readers’ Poll Finished in the top three of all banks/Credit Unions in the Capital Region.