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Take 5% OFF

your current HRCCU Platinum Visa® balance transfer interest rate for twelve months – when you transfer your non-HRCCU credit card balances. Offer available for a limited time – don’t wait!

Call, click or stop by for more details today!

No Fee, No PMI Home Loans!

What’s on your 2015 to-do list?
Find out more about our no-Fee, no PMI Home Loans today!

Check our Home Loan Rates          Contact Us

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

Certificate Savings Specials

Maximize your savings with a limited-time only, high-yield HRCCU Certificate. We’re currently offering Annual Percentage Yields of up to 2.02%.
View our current Certificate Specials.

Boat and R/V Loans

Heading to a boat and R/V show? HRCCU offers great low rates on boats and recreational vehicle loans. These local dealers even offer HRCCU financing on the spot!

Apple iPhone 6 users:

Coming Soon: HRCCU to begin accepting Apple Pay™ transactions!

Click for details!

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Awards and Rankings

Awards

  • 2014 CUANY Desjardins Adult Financial Education Award –  On-site Financial Literacy Program
  • 2014 CUANY Dora Maxwell Social Responsibility Community Service Award – Community Heroes Campaign
  • 2014 CUNA Diamond Award – HRCCU On-site Financial Literacy Program
  • 2013 CU Journal Best Practices – “You never forget your first set of wheels” Auto Loan Campaign
  • 5-Star (Superior) ranking for more than ten years in a row, by Bauer Financial the nation’s leading bank and credit union rating firm that analyzes and reports on the nation’s financial industry.
  • Albany/Colonie Regional Chamber of Commerce 2012 Women of Excellence Award –Susan Commanda
  • Saratoga Today Newspaper, 2012 Women of Influence AwardSusan Commanda
  • CUNA Diamond Award –  2005
  • Pinnacle Marketing Award -2006
  • Run for the Rock – Highest percentage of Participation
  • Business Review 2012 Book of Lists, Credit Unions
  • Business Review 2012 Fastest Growing Companies

Rankings

  • 5th largest Credit Union in the Capital Region: 2012 Business Review Book of Lists,
    (Published June, 2012.)
  • One of the 20 Fastest Growing Companies in the Capital Region: The Business Review List of Fastest Growing Companies, (Published  June 29, 2012.)
  • Saratoga Today Readers’ PollBest of the Saratoga Region, Credit Union Category  – finished in second place.
  • The Post-Star Readers’ Poll – Top-Rated Credit Union
  • Capital Region Living – 2012 Readers’ Poll Finished in the top three of all banks/Credit Unions in the Capital Region.