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Valuable Financial Education for You

Convenient financial workshops and online education
to help you make sense of your financial situation.

April      May       Online Education

Special Home Loan Rates!

We now offer special limited time only rates on 5 and 15-year term Home Loans.

Tell us your plans. We may have a loan program to meet your needs at a rate and term that you’ll appreciate.
Check our Home Loan Rates          Contact Us

Property & Vehicles For Sale

HRCCU offers homes/property, vehicles and RVs for sale on an “As Is” basis.

View and bid on current items for sale.

Certificate Savings Specials

Maximize your savings in 2014 with a high-yield HRCCU Certificate. We offer High Annual Yields for Share and IRA Certificates.
View our current Certificate Specials.

Vote for HRCCU!

Voting is now open in the 2014 Times Union “Best Of the Capital Region” Poll. Please vote for HRCCU as “Best Bank/Credit Union (Category #7).

Vote Here

Mortgage Loans

The Mortgage Loan that’s just right for you…
from the lender that’s just right for you.

Find out more!     Attend a Home Buying Workshop!

Virtual Branch Home Banking

Safely and securely access your Credit Union accounts,
to view transactions and transfer money online!

Find out more!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

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Awards and Rankings


  • 2014 CUANY Desjardins Adult Financial Education Award –  On-site Financial Literacy Program
  • 2014 CUANY Dora Maxwell Social Responsibility Community Service Award – Community Heroes Campaign
  • 2014 CUNA Diamond Award – HRCCU On-site Financial Literacy Program
  • 2013 CU Journal Best Practices – “You never forget your first set of wheels” Auto Loan Campaign
  • 5-Star (Superior) ranking for more than ten years in a row, by Bauer Financial the nation’s leading bank and credit union rating firm that analyzes and reports on the nation’s financial industry.
  • Albany/Colonie Regional Chamber of Commerce 2012 Women of Excellence Award –Susan Commanda
  • Saratoga Today Newspaper, 2012 Women of Influence AwardSusan Commanda
  • CUNA Diamond Award –  2005
  • Pinnacle Marketing Award -2006
  • Run for the Rock – Highest percentage of Participation
  • Business Review 2012 Book of Lists, Credit Unions
  • Business Review 2012 Fastest Growing Companies


  • 5th largest Credit Union in the Capital Region: 2012 Business Review Book of Lists,
    (Published June, 2012.)
  • One of the 20 Fastest Growing Companies in the Capital Region: The Business Review List of Fastest Growing Companies, (Published  June 29, 2012.)
  • Saratoga Today Readers’ PollBest of the Saratoga Region, Credit Union Category  - finished in second place.
  • The Post-Star Readers’ Poll – Top-Rated Credit Union
  • Capital Region Living – 2012 Readers’ Poll Finished in the top three of all banks/Credit Unions in the Capital Region.