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Affordable Summer Fun can be yours.
Our 90-day delayed initial payment can make it
more affordable, too!

Click here for more information

No Fee, No PMI Home Loans!

What’s on your 2015 to-do list?
Find out more about our No-Fee, no PMI Home Loans today!

Check our Home Loan Rates          Contact Us

Your Money Tree has expanded its branches!

We are now part of the CO-OP Shared Branch Network.
Find your nearest branch now!

Special High Yield Certificates Available NOW!

Earn high yields on up to $75,000 in deposits with these Special Certificates!

Click here for all the details!

Mortgage Loans

The Mortgage Loan that’s just right for you…
from the lender that’s just right for you.

Find out more!    

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Awards and Rankings

Awards

  • 5-Star (Superior) ranking for more than ten years in a row, by Bauer Financial, Inc., the nation’s leading bank and credit union rating firm that analyzes and reports on the nation’s financial industry.
  • 2014 CUANY Desjardins Adult Financial Education Award –  On-site Financial Literacy Program
  • 2014 CUANY Dora Maxwell Social Responsibility Community Service Award – Community Heroes Campaign
  • 2014 CUNA Diamond Award – HRCCU On-site Financial Literacy Program
  • 2013 CU Journal Best Practices Award – “You never forget your first set of wheels” Auto Loan Campaign
  • Albany/Colonie Regional Chamber of Commerce 2012 Women of Excellence Award –Susan Commanda
  • Saratoga Today Newspaper, 2012 Women of Influence AwardSusan Commanda
  • CUNA Diamond Award –  2005
  • Pinnacle Marketing Award –2006
  • Run for the Rock – Highest percentage of Participation, 2014

Rankings

  • 5th largest Credit Union in the Capital Region: 2015 Business Review Book of Lists,
    (Published June, 2015.)