All HRCCU branches will be closed Wednesday, March 20 for a staff training day. Branches will reopen for normal business hours on Thursday, March 21.

Unsecured Personal Loans

Apply for an unsecured personal loan today!

Borrow up to 60 months with an Unsecured loan. Take a vacation, consolidate debt or make a large purchase, a personal loan from HRCCU will help you borrow for what you want to do. For a limited time, we are offering no payments for 90 days on personal loans. You read that right! No payments for 90 days.

Apply Today

Unsecured Personal Loans Rates

TermsRequest under $3,000Request over $3,000
12 Months9.00%9.00%
24 Months9.00%9.00%
36 Months9.25%9.25%
48 Months9.50%9.50%
60 Months9.75%9.75%
Secured Personal Loans

Apply for a secured personal loan today!

Borrow from 12 - 144 months with a secured loan. This loan is secured by your shared Savings Account. Your deposits will be held as collateral during the term of the loan. For a limited time, we are offering no payments for 90 days on personal loans. You read that right! No payments for 90 days.

Apply Today

Secured Personal Loans Rates

TermsAPR
24 Months6.00% APR
36 Months6.25% APR
48 Months6.50% APR
60 Months6.75% APR
72 Months7.00% APR
84 Months7.50% APR
108 Months7.75% APR
144 Months8.00% APR
Personal Line of Credit

Access funds when you need them

While a personal loan is borrowed as a single lump sum, a personal line of credit is a set amount of funds that you can withdraw as needed. If you need ongoing access to funds, or if you don't know the full cost of a project, a personal line of credit may be a good fit for you. The current APR* is as low as 14.90%. No payment or interest until you access the funds. (*APR = Annual Percentage Rate. Rate listed are for credit scores of 640+. Must credit qualify. Rate effective 3/1/23)

Apply Today

Current Rates

Auto Loans
APR as low as
5.50%
Fixed Rate 36 Month
Mortgages
APR as low as
6.00%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
5.95%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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