All HRCCU branches will be closed Wednesday, March 20 for a staff training day. Branches will reopen for normal business hours on Thursday, March 21.
Borrow up to 60 months with an Unsecured loan. Take a vacation, consolidate debt or make a large purchase, a personal loan from HRCCU will help you borrow for what you want to do. For a limited time, we are offering no payments for 90 days on personal loans. You read that right! No payments for 90 days.
Apply TodayTerms | Request under $3,000 | Request over $3,000 |
---|---|---|
12 Months | 9.00% | 9.00% |
24 Months | 9.00% | 9.00% |
36 Months | 9.25% | 9.25% |
48 Months | 9.50% | 9.50% |
60 Months | 9.75% | 9.75% |
Borrow from 12 - 144 months with a secured loan. This loan is secured by your shared Savings Account. Your deposits will be held as collateral during the term of the loan. For a limited time, we are offering no payments for 90 days on personal loans. You read that right! No payments for 90 days.
Apply TodayTerms | APR |
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24 Months | 6.00% APR |
36 Months | 6.25% APR |
48 Months | 6.50% APR |
60 Months | 6.75% APR |
72 Months | 7.00% APR |
84 Months | 7.50% APR |
108 Months | 7.75% APR |
144 Months | 8.00% APR |
While a personal loan is borrowed as a single lump sum, a personal line of credit is a set amount of funds that you can withdraw as needed. If you need ongoing access to funds, or if you don't know the full cost of a project, a personal line of credit may be a good fit for you. The current APR* is as low as 14.90%. No payment or interest until you access the funds. (*APR = Annual Percentage Rate. Rate listed are for credit scores of 640+. Must credit qualify. Rate effective 3/1/23)
Apply Today