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Take advantage of these Special Certificates!

Our Special Certificates offer higher yields than our regular certificates and are a safe place to save your money. Call us at (518) 654-9028, click or stop by a local branch for information and to open your Community Saver Certificate today!

Just in time for holiday shopping …

… now you can use your HRCCU Visa® card and Apple Pay™ in hundreds of thousands of stores and participating apps.

Learn more

We thank our military Veterans for their service and sacrifice. Please visit your local HRCCU branch or
click here for our FAVOR program offers!


Get the cash you need…

to pay for for all those holiday surprises with an HRCCU Holiday Loan! Delay your first loan payment until 2016!

Click for details!

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Vehicle Loans

New/Used Vehicle & Motorcycle

New/Used Vehicle & Motorcycle

We offer great low rates and online shopping for your next  new or used cars or truck.

  • Finance up to 100%* of the cost of your vehicle
  • Loan amounts up to $125,000.
  • Terms up to 84 months available!
  • .25% rate discount for HRCCU Auto Pay
  • .25% rate discount for credit-qualified FAVOR Program participants
Boat & Recreational Vehicle

Boat & Recreational Vehicle

Our low rates new and used vehicle loans can help you afford the vehicle you want.

  • We can finance up to 100%* of vehicle cost
  • Terms up to 84 months available!
  • 25% rate discount for HRCCU Auto Pay




Hudson River Community Credit Union is an equal housing opportunity lender.

ATV, Snowmobile & Personal Watercraft

ATV, Snowmobile & Personal Watercraft

We offer great low rates on on the outdoor recreation vehicles you love the most!

  • Great low rates!
  • Terms up to 180 Months!
  • .25% rate discount for HRCCU Auto Pay.
  • .25% FAVOR Program rate discount for military veterans!
First Time Car Buyer Program

First Time Car Buyer Program

Low rate loans with flexible terms for first-time car buyers age 18 and older.

  • Low interest rates.
  • Repayment terms up to 84 months!
  • Finance up to 100% of the invoice or purchase price