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A Special Thank You!

We’re returning a portion of our 2014 earnings back to our members!
These Certificate Specials are available to members as of 12/31/2014 only.

Call, click or visit a conveniently located branch for all the details!

Refinance your current loan with HRCCU!

You may see lower monthly payments or a shorter loan term. Our Home Loans have No Fees and No PMI!
And, you may walk out with up to $100 in a Visa® Gift Card*  Find out more!

* At loan closing. Gift card promotion ends 4/30/15.

Take 5% OFF

your current HRCCU Platinum Visa® balance transfer interest rate for twelve months – when you transfer your non-HRCCU credit card balances. Offer available for a limited time – don’t wait!

Call, click or stop by for more details today!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

Your Votes Count!

Be sure to vote for us as “Best Credit Union”
in The Post Star and Saratoga Today “Best of” Reader Polls!

Apply for a college scholarship today!

Attention High School Seniors:
Submit your applications to win one or more college scholarships available to you as an HRCCU member.
Click here for scholarship information, submission deadlines and applications.

Boat and R/V Loans

Heading to a boat and R/V show? HRCCU offers great low rates on boats and recreational vehicle loans. These local dealers even offer HRCCU financing on the spot!

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Vehicle Loans

New/Used Vehicle & Motorcycle

New/Used Vehicle & Motorcycle

We offer great low rates and online shopping for your next  new or used cars or truck.

  • Finance up to 100%* of the cost of your vehicle
  • Loan amounts up to $125,000.
  • Terms up to 84 months available!
  • .25% rate discount for HRCCU Auto Pay
  • .25% rate discount for credit-qualified FAVOR Program participants
Boat & Recreational Vehicle

Boat & Recreational Vehicle

Our low rates new and used vehicle loans can help you afford the vehicle you want.

  • We can finance up to 100%* of vehicle cost
  • Terms up to 84 months available!
  • 25% rate discount for HRCCU Auto Pay

 

 

 

Hudson River Community Credit Union is an equal housing opportunity lender.

ATV, Snowmobile & Personal Watercraft

ATV, Snowmobile & Personal Watercraft

We offer great low rates on on the outdoor recreation vehicles you love the most!

  • Great low rates!
  • Terms up to 180 Months!
  • .25% rate discount for HRCCU Auto Pay.
  • .25% FAVOR Program rate discount for military veterans!
First Time Car Buyer Program

First Time Car Buyer Program

Low rate loans with flexible terms for first-time car buyers age 18 and older.

  • Low interest rates.
  • Repayment terms up to 84 months!
  • Finance up to 100% of the invoice or purchase price