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Member Referral Rewards

Refer a new member account to HRCCU and both you and the new member will received $50 Visa Gift Cards! Stop by your local branch to pick up a Good Neighbor Member Referral Form.
Click here for details!

No Fee, No PMI Home Loans!

What’s on your 2015 to-do list?
Find out more about our No-Fee, no PMI Home Loans today!

Contact Us         APPLY ONLINE

Columbus Day Holiday Hours

We’ll be closed Monday, October 12th  for Columbus Day and reopen on October 13th at our regular hours.

You can access your accounts through Virtual BranchMobiliti™, our Audio Response System, HRCCU and CO-OP ATM while we’re closed.

Your Money Tree has expanded its branches!

We are now part of the CO-OP Shared Branch Network.
Find your nearest branch now!

Mortgage Loans

The Mortgage Loan that’s just right for you…
from the lender that’s just right for you.

Find out more and apply online!    

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Vehicle Loans

New/Used Vehicle & Motorcycle

New/Used Vehicle & Motorcycle

We offer great low rates and online shopping for your next  new or used cars or truck.

  • Finance up to 100%* of the cost of your vehicle
  • Loan amounts up to $125,000.
  • Terms up to 84 months available!
  • .25% rate discount for HRCCU Auto Pay
  • .25% rate discount for credit-qualified FAVOR Program participants
Boat & Recreational Vehicle

Boat & Recreational Vehicle

Our low rates new and used vehicle loans can help you afford the vehicle you want.

  • We can finance up to 100%* of vehicle cost
  • Terms up to 84 months available!
  • 25% rate discount for HRCCU Auto Pay




Hudson River Community Credit Union is an equal housing opportunity lender.

ATV, Snowmobile & Personal Watercraft

ATV, Snowmobile & Personal Watercraft

We offer great low rates on on the outdoor recreation vehicles you love the most!

  • Great low rates!
  • Terms up to 180 Months!
  • .25% rate discount for HRCCU Auto Pay.
  • .25% FAVOR Program rate discount for military veterans!
First Time Car Buyer Program

First Time Car Buyer Program

Low rate loans with flexible terms for first-time car buyers age 18 and older.

  • Low interest rates.
  • Repayment terms up to 84 months!
  • Finance up to 100% of the invoice or purchase price