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Valuable Financial Education for You

Convenient financial workshops and online education
to help you make sense of your financial situation.

April      May       Online Education

Special Home Loan Rates!

We now offer special limited time only rates on 5 and 15-year term Home Loans.

Tell us your plans. We may have a loan program to meet your needs at a rate and term that you’ll appreciate.
Check our Home Loan Rates          Contact Us

Property & Vehicles For Sale

HRCCU offers homes/property, vehicles and RVs for sale on an “As Is” basis.

View and bid on current items for sale.

Certificate Savings Specials

Maximize your savings in 2014 with a high-yield HRCCU Certificate. We offer High Annual Yields for Share and IRA Certificates.
View our current Certificate Specials.

Vote for HRCCU!

Voting is now open in the 2014 Times Union “Best Of the Capital Region” Poll. Please vote for HRCCU as “Best Bank/Credit Union (Category #7).

Vote Here

Mortgage Loans

The Mortgage Loan that’s just right for you…
from the lender that’s just right for you.

Find out more!     Attend a Home Buying Workshop!

Virtual Branch Home Banking

Safely and securely access your Credit Union accounts,
to view transactions and transfer money online!

Find out more!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

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Vehicle Loans

New/Used Vehicle & Motorcycle

New/Used Vehicle & Motorcycle

We offer great low rates and online shopping for your next  new or used cars or truck.

  • Finance up to 100%* of the cost of your vehicle
  • Terms up to 84 months available
  • .25% rate discount for HRCCU Auto Pay
  • .25% rate discount for credit-qualified FAVOR Program participants
Boat & Recreational Vehicle

Boat & Recreational Vehicle

Our low rates new and used vehicle loans can help you afford the vehicle you want.

  • We can finance up to 100%* of vehicle cost
  • Terms up to 84 months available!
  • 25% rate discount for HRCCU Auto Pay




Hudson River Community Credit Union is an equal housing opportunity lender.

ATV, Snowmobile & Personal Watercraft

ATV, Snowmobile & Personal Watercraft

We offer great low rates on on the outdoor recreation vehicles you love the most!

  • Great low rates!
  • Terms up to 180 Months!
  • .25% rate discount for HRCCU Auto Pay
First Time Car Buyer Program

First Time Car Buyer Program

Low rate loans with flexible terms for first-time car buyers age 18 and older.

  • Low interest rates.
  • Repayment terms up to 84 months!
  • Finance up to 100% of the invoice or purchase price