Virtual Branch Log in

A Special Thank You!

We’re returning a portion of our 2014 earnings back to our members!
These Certificate Specials are available to members as of 12/31/2014 only.

Call, click or visit a conveniently located branch for all the details!

Refinance your current loan with HRCCU!

You may see lower monthly payments or a shorter loan term. Our Home Loans have No Fees and No PMI!
And, you may walk out with up to $100 in a Visa® Gift Card*  Find out more!

* At loan closing. Gift card promotion ends 4/30/15.

Take 5% OFF

your current HRCCU Platinum Visa® balance transfer interest rate for twelve months – when you transfer your non-HRCCU credit card balances. Offer available for a limited time – don’t wait!

Call, click or stop by for more details today!

We’re here to help you.

We’re members, just like you. Working together, we can help you to overcome just about any financial challenge.

Contact Us

Your Votes Count!

Be sure to vote for us as “Best Credit Union”
in The Post Star and Saratoga Today “Best of” Reader Polls!

Apply for a college scholarship today!

Attention High School Seniors:
Submit your applications to win one or more college scholarships available to you as an HRCCU member.
Click here for scholarship information, submission deadlines and applications.

Boat and R/V Loans

Heading to a boat and R/V show? HRCCU offers great low rates on boats and recreational vehicle loans. These local dealers even offer HRCCU financing on the spot!

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Virtual Branch Home Banking

Click to view Virtual Branch Security and Maintenance Notifications

 

Enjoy the convenience of FREE on-line banking to manage your finances securely online at anytime anywhere that there is online access.

Virtual Branch Home Banking offers you the following benefits:

  • Secure access to all of your account information and transaction history online!
  • Check your next loan payment date.
  • Obtain current dividend information.
  • Transfer funds & review transfers

Rates

Virtual Branch Internet Banking and Online Bill Pay services are available at no cost to HRCCU members who use them actively.

Fees

Virtual Branch Home Banking
If you do not use HRCCU’s Virtual Branch Home Banking for 60 days, then your account will be charged an inactive fee of $2.50/month

Click to view Virtual Branch Security and Maintenance Notifications

Quick Tips

Add a “One-touch Bookmark” to the home screen of your mobile device.
Click here for easy Virtual Branch Bookmark Instructions.

Set up Virtual Branch email and SMS Text Alerts.
Click here for easy instructions to set up Virtual Branch Alerts.

Contact HRCCU

Branch Locations
ATM Locations
HRCCU Audio Response
Call HRCCU
Email HRCCU
HRCCU Contact Information
Update Your Contact Information
MailIT – Secure Correspondence

Enjoy the convenience of FREE on-line banking to manage your finances securely online at anytime anywhere that there is online access.                                                                           

Here’s How to Enroll:

  1. Enroll right now through Virtual Branch Home Banking.
    Access Virtual Branch.
    Please enter your Account Number in the Member Number field.
    Enter your Audio Response PIN (Personal Identification Number) in the PIN field.
    Click the “Enroll” button on the Virtual Branch Home Banking logon page.
    Enter your Member and PIN Numbers and “Accept” the terms and conditions presented.

If you have forgotten or do not have an audio response PIN, please contact Member Services during our regular business hours at 518-654-9028, Option #0 or 1-800-824-0700, Option #0.