All HRCCU branches will be closed Wednesday, March 20 for a staff training day. Branches will reopen for normal business hours on Thursday, March 21.

Share Certificates

Open a Share Certificates Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Share Certificate. Choose a term that works for you!

Open Account

Share Certificates Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Share Certificates
6 Months$500 Deposit3.94%4.00%
12 Months$500 Deposit3.94%4.00%
18 Months$500 Deposit3.94%4.00%
24 Months$500 Deposit4.18%4.25%
36 Months$500 Deposit3.45%3.50%
48 Months$500 Deposit3.45%3.50%
60 Months$500 Deposit3.45%3.50%
Share Certificate Specials

Take Advantage of our Share Certificate Specials Today!

Earn even more with our limited-time share certificate specials! Act fast as these rates won't last long.

Call or Visit a Branch

Share Certificate Specials Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Share Certificate Specials
9 Months$500 Deposit4.91%5.00%
15 Months$500 Deposit4.67%4.75%
10 Months$100,000 Deposit (New Money only)-5.05%5.15%
10 Months$250,000 Deposit (New Money Only)-5.15%5.25%
Traditional IRA Certificate

Open a Traditional IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Traditional IRA Certificate. An Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!

Call or Visit a Branch

Traditional IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Traditional IRA Certificate
6 Months$500 Deposit3.94%4.00%
12 Months$500 Deposit3.94%4.00%
18 Months$500 Deposit3.94%4.00%
24 Months$500 Deposit4.18%4.25%
36 Months$500 Deposit3.45%3.50%
48 Months$500 Deposit3.45%3.50%
60 Months$500 Deposit3.45%3.50%
Roth IRA Certificate

Open a Roth IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Roth IRA Certificate. A Roth Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!

Call or Visit a Branch

Roth IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Roth IRA Certificate
6 Months$500 Deposit3.94%4.00%
12 Months$500 Deposit3.94%4.00%
18 Months$500 Deposit3.94%4.00%
24 Months$500 Deposit4.18%4.25%
36 Months$500 Deposit3.45%3.50%
48 Months$500 Deposit3.45%3.50%
60 Months$500 Deposit3.45%3.50%
Coverdell IRA Certificate

Open a Coverdell IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Coverdell IRA Certificate. A Coverdell IRA Certificate is a trust or custodial account designed to help families pay for education. Choose a term that works for you!

Call or Visit a Branch

Coverdell IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Coverdell IRA Certificate
6 Months$500 Deposit3.94%4.00%
12 Months$500 Deposit3.94%4.00%
18 Months$500 Deposit3.94%4.00%
24 Months$500 Deposit4.18%4.25%
36 Months$500 Deposit3.45%3.50%
48 Months$500 Deposit3.45%3.50%
60 Months$500 Deposit3.45%3.50%

Current Rates

Auto Loans
APR as low as
5.50%
Fixed Rate 36 Month
Mortgages
APR as low as
6.00%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
5.95%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

You are now leaving this site:

By accessing this link, you will be leaving HRCCU’s website and entering a website hosted by another party. HRCCU has approved this website as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of HRCCU’s website. We encourage you to read the privacy and security policies of the site you are entering, which may differ from those practiced by the credit union.

Do you wish to continue?

Yes