VISA INFORMATION

CHECK OUT OUR LOW COST VISAŽ CREDIT CARDS!
Rates as low as 7.90% APR!
NO ANNUAL FEE

PLATINUM * PLATINUM POINTS

With NO annual fee and FIXED rates as low as 7.90% APR* on the unpaid balance, HRCCU's VISA card is one of the best bargains in the business.

ScoreCard Bonus Points Program is also available for
Platinum Points members with rates as low as 8.90% A.P.R. and no annual fee!

VISA PLATINUM
  • Rates as low as 7.90% A.P.R.*.
  • Free transfer of balances from high-rate cards from other financial institutions.
  • Spending limit up to $25,000.
  • No annual fee.
  • 25-day interest-free grace period on purchases.
  • No application or per transaction fees.
  • Cash advances worldwide.
  • 24-hour account information access.
  • Zero Liability.
  • $150,000 Travel Accident Insurance.
  • 24-hour emergency cash and cash replacement.
  • Auto Rental Collision Damage Waiver Program.

    and online VISA account access via eZcardinfo.com or click on VISA on HRCCU's homepage and select VISA Account History.

Visa Platinum Disclosure Information

VISA PLATINUM POINTS

    Includes all the benefits of our VISA PLATINUM Credit Card PLUS...

  • ScoreCard Bonus Points earned on purchases only. Points can be redeemed for travel and gift rewards PLUS redeem points for a rate discount on a HRCCU approved consumer loan!
  • $1,000,000 Travel/Accident Insurance.
  • Concierge Service - Global dining referral and reservations; performance and special events information and reservations; limousine reservations and meet and greet services; golf course information and reservations; flower and gift delivery services; 24-hour medical information; business-related research services.
  • 24/7 Customer Service.
  • View Travel and Gift Rewards online at www.scorecardrewards.com!

Visa Platinum Points Disclosure Information

* Members must credit qualify for the annual percentage rate to receive HRCCU's VISA PLATINUM and PLATINUM POINTS credit cards.

NOTE: Rates may vary based on member's relationship with HRCCU and credit history. A $5.00 credit report fee may also be charged. A.P.R.=Annual Percentage Rate. For cash advances, interest begins accruing on the day of the transaction.

New York residents may contact the New York State Banking Department to obtain a comparative listing of credit card rates, fees and grace periods by calling 1-800-522-3330.

Also, be aware that a fee may be imposed by (1) an ATM operator not holding your account(s), or (2) any national, regional or local network used to complete your transaction.

Click on the VISA Credit Card Application to apply for a credit card.