Try Our New Car Buying Service

Shop local inventory, take a virtual test drive, receive estimated payments & more!

Find A Car

Lobbies Temporarily Closed

All branches remain open with drive-thru service and in-branch by appointment only.

Learn More

Get Paid. Bank Local.

Get some serious cash rewards every month with our free Kasasa Cash and Cash Back accounts.

Learn More

90 Day No Pay Auto Loans

Get behind the wheel of a winter-ready vehicle with our 90 Day No Pay Auto Loans!

Apply Now

Make the Switch!

Open an account with HRCCU and easily switch your direct deposit and automatic payments in a few clicks using ClickSWITCH!

Learn More

Important COVID-19 Update: In a continued effort to keep members and employees safe, all HRCCU branches are now limited to drive-thru service only. Please find COVID-19 Updates and Financial Relief information here.

What Can We Do For You?

  • Mortgages

    Get prequalified today and speak to one of our mortgage specialists to find the right mortgage for you.

    Apply Today
  • Auto Loans

    Our low rate auto loans and flexible terms can put you behind the wheel of a new or used car today.

    Apply Today
  • Home Equity Loans

    Pay for large expenses with a Home Equity Loan of up to 95% of your home’s appraised value.

    Apply Today
  • Checking

    Get a free Kasasa checking account that rewards you in cash each month.

    Get Kasasa
  • Savings

    With six types of savings accounts that require just $5 minimum balance, find the one that fits your needs.

    Get Savings
  • Certificates

    Start saving today with certificates that yield higher dividends than traditional savings.

    Get Certificates
  • Personal Loans

    A secured or unsecured personal loan lets you borrow for vacations, large purchases or anything else you need.

    Apply Today
  • Visa Credit Card

    Earn cash back rewards with HRCCU’s low rate, no annual fee VISA Platinum Credit Card.

    Apply Today
  • Retirement Accounts

    Save for retirement with a Traditional, Roth or Coverdell IRA.

    Get IRA

Why Choose HRCCU

icon of a green outline of a house, with three stick figures inside that represent people
Member Owned
As a member of HRCCU, you are more than a number, you’re an owner of a not-for-profit financial cooperative that returns excess earnings to its members.
icon of a computer screen outlined in green, with a transparent circle inside of a blue curved shape on the screen
Simpler Banking
Manage your accounts, deposit checks remotely, make payments and easily transfer funds anytime, anywhere from your online devices.
icon with a diagonal arrow with an arrowhead on both points and two blue circles, one above and one below the arrow
Great Rates
Earnings made by HRCCU are returned to our members in the form of reduced fees, higher savings rates and lower loan rates.
icon of four green corners that form a broken square with a blue target map marker inside
Nationwide Access
HRCCU is part of a shared branch network that provides members access to their accounts at more than 30,000 branch and ATM locations.

Current Rates

Auto Loans
APR as low as
Fixed Rate 36 Month
APR as low as
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration