In observance of the Thanksgiving holiday, all HRCCU branches will be closed on Thursday, November 26 and Friday, November 27. All locations with the exception of the Troy branch will reopen for normal business hours on Saturday, November 28.

High Yield Savings Accounts

Premier Savings

Open a Premier Savings Account today!

Maximize your savings with our Premier Savings Account. Earn compounded monthly dividends with a minimum balance of $25,000 to open the account.

Apply Today

Premier Savings Rates

Average Monthly BalanceInterest RateAPY
$25,000.00 and up0.10%0.10%
Premier IRA Savings

Open a Premier IRA Savings Account today!

Maximize your savings with our Premier IRA Savings Account. Earn compounded monthly dividends with a minimum balance of $25,000 to open the account. An Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement.

Apply Today

Premier IRA Savings Rates

Average Monthly BalanceInterest RateAPY
$25,000.00 and up0.10%0.10%
Money Market

Open a Money Market Account today!

Maximize your savings with our Money Market Account. Earn compounded monthly dividends with a minimum balance of $1,000 to open the account.

Apply Today

Money Market Rates

Average Monthly BalanceInterest RateAPY
$1,000 – $9,999.990.00%0.00%
$10,000 – $24,999.990.00%0.00%
$25,000.00 and up0.05%0.05%

Current Rates

Auto Loans
APR as low as
1.99%
Fixed Rate 36 Month
Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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