Help defend your identity against criminal fraudsters.

Important COVID-19 Update: In a continued effort to keep members and employees safe, all HRCCU branches are now limited to drive-thru service only. Please find COVID-19 Updates and Financial Relief information here.

Kasasa Protect® Fraud Defense

Facts are, criminals are after your identity — and you need to be prepared. Kasasa Protect® is a one-stop defensive strategy to help protect you against identity theft, credit card fraud, data breaches, and other deceptive attacks. It operates 24/7 monitoring your sensitive information, providing reports, and even intervening as needed.

Take a look at the summary below to discover the extensive features included in Kasasa Protect®, all for a very affordable monthly price.

Already a member?  Add Protect Not a member?  Apply Today


  • Comprehensive identity protection and restoration solution
  • Employs around-the-clock monitoring for fraudulent activity
  • Immediately alerts you to any suspicious activity
  • Quick, hands-on process of restoring your information should fraud occur
  • Full suite of offerings, including:
    • 24/7 credit monitoring
    • Annual credit reports
    • Monthly credit score and tracker
    • Dark web monitoring
    • Lost wallet protection
    • Identity restoration
  • Coverage from every angle provides peace of mind
  • Funds directly deducted from your checking every month — no credit card needed!
  • Exclusive pricing for all Kasasa® checking account holders — $8.00 per month
  • All other account holders — $12.00 per month
  • Joint account holders — $6.00 per month
  • Not locked into a contract; no time commitment necessary

Activate Kasasa Protect® in minutes.

Upon enrollment, Kasasa Protect® starts working immediately. However, be sure to log in and verify your identity so that you can get the most value out of this service. Just check your email for your activation link or visit

Service Details

Add Kasasa Protect® to receive around-the-clock coverage from every angle:

24/7 Credit Monitoring

  • Get around-the-clock notices about important changes in your credit report, including:
    • Loan data
    • Inquiries
    • New accounts
    • Judgments
    • Liens
    • And more
  • The fastest and simplest way to guard against fraudulent activity

24/7 Credit Reporting

  • Receive full access to annual credit report from Experian
  • Provides deep insight into your credit record
  • Helps you proactively manage your financial health and monitor your identity

Monthly Credit Score & Tracker

  • Regular review of your credit score, helping you stay on top of your credit
  • Avoid the cost of pulling full credit reports
  • View trends over time and find out exactly what’s moving your number

Dark Web Monitoring

    • Allows you to keep close tabs on your identity online
    • Scans millions of international sources in real time
    • Quickly spots stolen data that could identify you, such as a social security number or medical identification numbers

Lost Wallet Protection

  • In the event of a lost or stolen wallet:
    • One convenient point of contact handles cancellation and replacement of all your important documents
    • Restoration through your agent includes: your cards, licenses, social security cards, insurance cards, passports, military IDs, and even traveler’s checks

Identity Restoration

    • Helpful advice and resolution services provided the instant fraud occurs
    • Certified specialists file, dispute, and resolve issues with your credit or other vital records, including:
      • Filing fraud alerts
      • Notifying authorities

Already a member?  Add Protect Not a member?  Apply Today

Kasasa and Kasasa Protect are trademarks of Kasasa, Ltd., registered in the U.S.A. Experian is a registered trademark of Experian Information Solutions, Inc. Hudson River Community Credit Union offers Kasasa Protect, an optional Identity Fraud Protection and Restoration Service that includes identity theft, fraud protection and breach resolution services through a separate, third party that can be added to your Kasasa account. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services (“opt-in”), (b) charges a separate monthly fee and (c) can be cancelled at any time. You can view a complete list of Kasasa Protect account disclosures here. Contact Hudson River Community Credit Union for additional information, details and enrollment instructions. 

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