Each year, HRCCU offers its members the Skip-a-Pay program twice per year, in the summer and the winter. The loan must be at least six months old to qualify for the program.
HRCCU offers the option to skip on the following loans: personal loans, VISA credit cards, auto loans (excluding GreenLight Auto Loans), boat and RV loans, and motorcycle loans.
Your loan must also be in good standing. Meaning, the loan must be current and/or 30 days delinquent for the last six months and must not be delinquent more than five days at the time of the quest.
If you have had prior loan extensions performed by the Financial Solutions Department or your account has been flagged for bankruptcy, you may not be eligible for a loan.
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A $20 fee will be assessed per loan and one loan payment per promotion period is allowed.