In observance of the Thanksgiving holiday, all HRCCU branches will be closed on Thursday, November 26 and Friday, November 27. All locations with the exception of the Troy branch will reopen for normal business hours on Saturday, November 28.

First-time Homebuyers

HRCCU's Homebuyer Dream Program

If you are a first-time homebuyer, HRCCU can make your dream of owning a home that much easier! With our Homebuyer Dream Program, qualified borrowers may receive a grant of $14,500 toward a down payment and/or closing costs. Borrowers must be a first-time homebuyer who have not owned a home in the last three years. Income limits apply and are based on where the home you are purchasing is located. This program is offered on a first come, first served basis so don't miss out! Contact an HRCCU Mortgage Specialist today.

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Current Rates

Auto Loans
APR as low as
1.99%
Fixed Rate 36 Month
Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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