Starting today your online bank account is safer than ever with the launch of our Two-Factor Authentication feature. This new feature enhances the security of your account by using a secondary device to verify your identity. The next time you log in to your online bank account or mobile app you will be prompted to setup this new authentication. Just follow the instructions to complete setup. Log in now to get started or learn more here.

Summer Skip-A-Pay

Take a vacation from your payments.

Want to free up some cash for the summer by saving money? HRCCU is helping members to save money and budget this season! Members are eligible to skip one VISA Platinum credit card and/or Consumer Loan payment* from May 31 to September 6, 2021!

For more details on Skip-A-Pay, visit a branch, contact member services at (518) 886-3400 or fill out the form to have a member services representative contact you. A $20 fee will be assessed per loan and one loan payment per promotion period is allowed.

*IO Student Loans, GREENLight Auto Loans, Personal Share Loans and Real Estate Loans are not eligible. VISA or loan must be a minimum of six months old. VISA or loan must be current. Finance chargers will continue to accrue and this may extend the term of the loan. 

Interested in Skipping a Payment?

Fill out the form to have a representative contact you.

  • This field is for validation purposes and should be left unchanged.

Contact Us

For more details or to apply for a Summer Skip-a-Pay, contact us at at (518) 886-3400 or fill out the form to have a loan services representative contact you.

Current Rates

Auto Loans
APR as low as
1.75%
Fixed Rate 36 Month
Mortgages
APR as low as
2.25%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration