No Payments for 90 Days

For a limited time, take advantage of no payments for 90 days on Auto and Personal Loans.

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Free Checking That Pays You

Earn cash rewards each month for doing every day banking activities with Kasasa Rewards Checking.

Get Kasasa

Home Sweet Home Loan

With mortgage rates at historic lows now is the perfect time to buy your next home or refinance your mortgage.

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What Can We Do For You?

  • Kasasa Checking

    It's free checking that rewards you in cash each month.

    Get Kasasa

  • Savings

    With six types of savings accounts that require just $5 minimum balance, find the one that fits your needs.

    Get Savings

  • Certificates

    Start saving today with certificates that yield higher dividends than traditional savings.

    Get Certificates

  • Retirement Accounts

    Save for retirement with a Traditional, Roth or Coverdell IRA.

    Get IRA

  • Mortgages

    Get prequalified today and speak to one of our mortgage specialists to find the right mortgage for you.

    Apply Today

  • Home Equity Loans

    Pay for large expenses with a Home Equity Loan of up to 95% of your home’s appraised value.

    Apply Today

  • Auto Loans

    Our low rate auto loans and flexible terms can put you behind the wheel of a new or used car today.

    Apply Today

  • Personal Loans

    A secured or unsecured personal loan lets you borrow for vacations, large purchases or anything else you need.

    Apply Today

  • Visa Credit Card

    Earn cash back rewards with HRCCU’s low rate, no annual fee VISA Platinum Credit Card.

    Apply Today

Why Choose HRCCU

Member Owned
As a member of HRCCU, you are more than a number, you’re an owner of a not-for-profit financial cooperative that returns excess earnings to its members.
Member Owned
Simpler Banking
Manage your accounts, deposit checks remotely, make payments and easily transfer funds anytime, anywhere from your online devices.
Simpler Banking
Great Rates
Earnings made by HRCCU are returned to our members in the form of reduced fees, higher savings rates and lower loan rates.
Great Rates
Nationwide Access
HRCCU is part of a shared branch network that provides members access to their accounts at more than 30,000 branch and ATM locations.
Learn More About HRCCU

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Current Rates

Auto Loans
APR as low as
2.74%
Fixed Rate 36 Month
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Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
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Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
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VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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View All Rates
Federally Insured by NCUA. Equal Housing Lender © 2020 Hudson River Community Credit Union