We've Got Summer Fun Covered!

Through May 31st, we’re offering new low rates and no payments for 90 days on recreational vehicle loans!

Learn More

Try Our New Car Buying Service

Shop local inventory, take a virtual test drive, receive estimated payments & more!

Find A Car

Your Mortgage Approval Starts Here!

Apply for mortgage pre-approval to find out the loan amount you qualify for.

Apply Today

2021 College Scholarships

Graduating seniors can now apply to win a $1,000 college scholarship.

Learn More

Unlock Your Homes Potential

A Home Equity Loan from HRCCU can be an affordable way to finance home improvements and more!

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Get Paid. Bank Local.

Get some serious cash rewards every month with our free Kasasa Cash and Cash Back accounts.

Learn More

All HRCCU Branch Lobbies are Now Open! We encourage you to continue to use the drive-thru and online banking to reduce the spread of COVID-19. Learn More

What Can We Do For You?

  • Mortgages

    Get prequalified today and speak to one of our mortgage specialists to find the right mortgage for you.

    Apply Today
  • Vehicle Loans

    Low rate loans for just about any type of vehicle—Car, Truck, Motorcycle, Boat, Snowmobile, ATV & More!

    Apply Today
  • Home Equity Loans

    Pay for large expenses with a Home Equity Loan of up to 95% of your home’s appraised value.

    Apply Today
  • Checking

    Get a free Kasasa checking account that rewards you in cash each month.

    Get Kasasa
  • Savings

    With six types of savings accounts that require just $5 minimum balance, find the one that fits your needs.

    Get Savings
  • Certificates

    Start saving today with certificates that yield higher dividends than traditional savings.

    Get Certificates
  • Personal Loans

    A secured or unsecured personal loan lets you borrow for vacations, large purchases or anything else you need.

    Apply Today
  • Visa Credit Card

    Earn cash back rewards with HRCCU’s low rate, no annual fee VISA Platinum Credit Card.

    Apply Today
  • Retirement Accounts

    Save for retirement with a Traditional, Roth or Coverdell IRA.

    Get IRA

Why Choose HRCCU

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Member Owned
As a member of HRCCU, you are more than a number, you’re an owner of a not-for-profit financial cooperative that returns excess earnings to its members.
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Simpler Banking
Manage your accounts, deposit checks remotely, make payments and easily transfer funds anytime, anywhere from your online devices.
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Great Rates
Earnings made by HRCCU are returned to our members in the form of reduced fees, higher savings rates and lower loan rates.
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Nationwide Access
HRCCU is part of a shared branch network that provides members access to their accounts at more than 30,000 branch and ATM locations.

Current Rates

Auto Loans
APR as low as
1.75%
Fixed Rate 36 Month
Mortgages
APR as low as
2.25%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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