COVID-19 Financial Relief Program

We are here to help our members impacted by the coronavirus pandemic.

Learn More

Introducing Kasasa Checking

Earn cash rewards each month for doing every day banking activities.

Get Kasasa

New Drive-Thru Hours

We have limited branch service to drive-thrus only and updated our hours.

View Hours

Home Sweet Home Loan

With mortgage rates at an all-time low now is the perfect time to buy your next home or refinance your mortgage.

Apply Today

What Can We Do For You?

  • Kasasa Checking

    It's free checking that rewards you in cash each month.

    Get Kasasa
  • Savings

    Savings accounts that require just $5 minimum balance to open.

    Get Savings
  • Certificates

    Start saving today with a higher dividend yield than traditional savings.

    Get Certificates
  • Retirement Accounts

    Save for retirement with a traditional or Roth IRA.

    Get IRA
  • Mortgages

    Get prequalified today to see how much home you can afford.

    Apply Today
  • Home Equity Loans

    Remodel your home, pay off high-interest debt or other large expenses

    Apply Today
  • Auto Loans

    Our low rate loans can put you behind the wheel of a new or used car today!

    Apply Today
  • Personal Loans

    Apply for a personal loan for vacations, large purchases or gifts!

    Apply Today
  • Visa Credit Card

    Earn points each time you use your credit card and redeem for cash back.

    Apply Today

Why Choose HRCCU

Member Owned
As a member of HRCCU, you are more than a number, you’re an owner of a not-for-profit financial cooperative that returns excess earnings to its members.
Member Owned
Simpler Banking
Manage your accounts, deposit checks remotely, make payments and easily transfer funds anytime, anywhere from your online devices.
Simpler Banking
Great Rates
Earnings made by HRCCU are returned to our members in the form of reduced fees, higher savings rates and lower loan rates.
Great Rates
Nationwide Access
HRCCU is part of a shared branch network that provides members access to their accounts at more than 30,000 branch and ATM locations.

Current Rates

Auto Loans
APR as low as
2.64%
Fixed Rate 36 Month
Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card