It's Your Time to Own a Home!

With our First-Time Homebuyer Program, qualified borrowers can receive a grant towards the purchase of their first home.

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A Summer Of No Payments

Make no payments for 90 days and get a great rate when you finance your next vehicle with HRCCU!

Apply Now

College Scholarship

The deadline to apply for HRCCU's $1,000 college scholarship has been extended to June 1.

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Join us for the 67th Annual Meeting

Due to the coronavirus pandemic, HRCCU’s 67th Annual Meeting will be moved to an online conference call for 2021.

Register to Win Prizes

We've Got Summer Fun Covered!

Through May 31st, we’re offering new low rates and no payments for 90 days on recreational vehicle loans!

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Unlock Your Homes Potential

A Home Equity Loan from HRCCU can be an affordable way to finance home improvements and more!

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All HRCCU Branch Lobbies are Now Open! Stop in and see us or schedule an appointment to save time.

What Can We Do For You?

  • Mortgages

    Get prequalified today and speak to one of our mortgage specialists to find the right mortgage for you.

    Apply Today
  • Vehicle Loans

    Low rate loans for just about any type of vehicle—Car, Truck, Motorcycle, Boat, Snowmobile, ATV & More!

    Apply Today
  • Home Equity Loans

    Pay for large expenses with a Home Equity Loan of up to 95% of your home’s appraised value.

    Apply Today
  • Checking

    Get a free Kasasa checking account that rewards you in cash each month.

    Get Kasasa
  • Savings

    With six types of savings accounts that require just $5 minimum balance, find the one that fits your needs.

    Get Savings
  • Certificates

    Start saving today with certificates that yield higher dividends than traditional savings.

    Get Certificates
  • Personal Loans

    A secured or unsecured personal loan lets you borrow for vacations, large purchases or anything else you need.

    Apply Today
  • Visa Credit Card

    Earn cash back rewards with HRCCU’s low rate, no annual fee VISA Platinum Credit Card.

    Apply Today
  • Retirement Accounts

    Save for retirement with a Traditional, Roth or Coverdell IRA.

    Get IRA

Why Choose HRCCU

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Member Owned
As a member of HRCCU, you are more than a number, you’re an owner of a not-for-profit financial cooperative that returns excess earnings to its members.
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Simpler Banking
Manage your accounts, deposit checks remotely, make payments and easily transfer funds anytime, anywhere from your online devices.
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Great Rates
Earnings made by HRCCU are returned to our members in the form of reduced fees, higher savings rates and lower loan rates.
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Nationwide Access
HRCCU is part of a shared branch network that provides members access to their accounts at more than 30,000 branch and ATM locations.

Current Rates

Auto Loans
APR as low as
1.75%
Fixed Rate 36 Month
Mortgages
APR as low as
2.25%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration