Online & Mobile Banking

In observance of the Thanksgiving holiday, all HRCCU branches will be closed on Thursday, November 26 and Friday, November 27. All locations with the exception of the Troy branch will reopen for normal business hours on Saturday, November 28.

Online & Mobile Banking

Bank on your schedule with HRCCU’s free and convenient online banking services and mobile app.

At HRCCU, our convenient online banking services and free mobile app give you the power to access your accounts on the go, so you can stay on top of your finances no matter where you are.

Online and Mobile App Perks:

  • View account balances and transaction history 24 hours a day
  • Transfer funds between accounts within HRCCU and externally
  • Deposit checks remotely
  • Pay bills securely
  • Pay friends and family
  • Apply for a loan
  • Make loan payments
  • Manage expenses of internal and external accounts
  • Find nearby ATMs and branches owned by HRCCU and as part of a Shared ATM and Branch Network

Get Started

Start enjoying the convenience of banking in the palm of your hand. Create an online banking account by visiting the homepage and clicking “enroll” to get started.

Download the HRCCU App

Download the mobile app on the:

Download on the App Store
Get it on Google Play

Please note: You must be enrolled in online banking in order to use the app.


Popmoney is a powerful new personal payment service that lets you pay family and friends anywhere, anytime using HRCCU’s Mobile App or Online Banking services.

All you need is your recipient’s email address or mobile phone number. Now you can pay other people without writing a check or going to an ATM, all while using your existing HRCCU checking or savings account.


  • Send and receive money anytime, anywhere
  • Pay anyone quickly and safely
  • Simple and secure service conveniently available within online and mobile banking
  • Recipients don’t have to have an existing Popmoney account
  • Request money from someone with just their email or mobile number
  • Get an automatic alert when a payment is sent or received
  • Save valuable time; no trips to the bank necessary

Get Started

Popmoney instructions for Mobile Banking:

  • Log in to the SWACU Mobile Banking Application
  • Select “Payments” in the top-right menu bar
  • Enroll in Bill Pay, if you haven’t already
  • Select “Activate popmoney”
  • Select “Activate Now”
  • Once activated, Select “popmoney”
  • Select “Send Money”
  • Select or add your Contact and designate dollar amount
  • Click “Continue”

Popmoney instructions for Online Banking:

  • Log into Online Banking
  • Click the “Payments” tab
  • Click “What else can I do?”
  • Click “Send money to friends and family”
  • Enter “Payee” information
  • Click “Continue”

Learn more about online banking, the mobile app and Popmoney in our Online Education Center.

Current Rates

Auto Loans
APR as low as
Fixed Rate 36 Month
APR as low as
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
  VISA Platinum Credit Card
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