How has COVID-19 Influenced Mortgage Rates?

As winter gives way to a spring thaw that will soon turn to summer, the housing market typically (during an average year) sees an uptick in activity from home buyers and sellers.

5 Ways to Manage Time and Money With Online Banking

As the old adage goes, time is money. As time becomes more and more of a premium in the modern-day and things seem to move more rapidly than ever, you need banking that follows suit. With the advent of more sophisticated and user-friendly online banking tools in recent years many financial institutions have made it… Read more »

A Guide to Keeping Your Financial Information Safe: COVID-19

HRCCU wants our members to be safe in the months ahead physically and financially. We have created this post as a guide to help you navigate your finances through this complicated time. This will be updated frequently. You will be able to find posts on social media when new information is added to the blog…. Read more »

Beware of Scams and Phishing Attempts During COVID-19.

At HRCCU, security and education is one of our top priorities for our members. In uncertain times, scammers and fraudsters will capitalize on the vulnerability of organizations and individuals. We have already begun to see an increase of scammers calling members and suspicious emails flooding inboxes. Below are a few steps to help you avoid… Read more »

HRCCU Stands Strong with Local Communities

In times of uncertainly and struggle, HRCCU understands that as an organization we need to support our local communities. Our core values at HRCCU include communication, collaboration and integrity. With these values, comes great responsibility and the need to act during challenging times such as the novel coronavirus. 

Why Interest Rates Fluctuate

If you’ve taken out a mortgage, auto loan, or even just own a credit card then there’s a good chance that you intimately understand the fundamentals of interest rates. This is how it works, you borrow x amount of money that you pay back over an agreed upon period of time. Now because the creditor… Read more »

A Message to our Members About COVID-19

At Hudson River Community Credit Union (HRCCU), the health and well-being of our members, employees and communities is our top priority. We understand the concern over the coronavirus (COVID-19) and are committed to being responsive to the needs of our members and employees as we learn more about the virus. At this time, we want… Read more »

Four Tips for Managing your Finances during a Pandemic.

With the spread of the coronavirus (COVID-19) pandemic across New York State, the country and the world, now more than ever we have been challenged to find new ways to mitigate the spread of the virus. This includes the way we do everyday activities including banking. To help you navigate the coronavirus pandemic, here are… Read more »