We apologize for the inconvenience, but our Hudson Falls branch and drive-thru remain temporarily closed at this time. We appreciate your patience and understanding as we work to reopen the branch safely as soon as possible. In the meantime, members can visit our Glens Falls branch location or access their accounts through our shared branch network. We will provide another update on the status of the branch as soon as more information becomes available.
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312 Palmer Avenue
518-886-3400
Corinth, NY 12822 -
35 Niver Street
518-886-3400
Cohoes, NY 12047 -
160 Broad St
518-886-3400
Glens Falls, NY 12801 -
1167 State Route 29
518-886-3400
Greenwich, NY 12834 -
3762 Burgoyne Ave
518-886-3400
Hudson Falls, NY 12839 -
Shared Branching
HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.
Whether you are looking to upgrade your current vehicle or add another car or truck to your family’s fleet, it is important to consider the monthly cost of your choice.
The HRCCU auto loan calculator can help estimate your monthly auto loan payment based on several factors, including the amount of the principal loan, the monthly interest rate, and the term of the loan. Making sure to keep your payment within budget is an important component of financial stability, which is why our car payment calculator is so helpful.
With this easy tool, you can determine if a car loan amount is within your budget or not. To get started, you will need to know the following:
- Principal Loan Amount
- Interest Rate
- Length of Loan (in months)
Calculator
Auto Loan Calculator
Enter a "0" (zero) for one unknown value above.
Original Size
Factors that Influence Your Monthly Auto Loan Payment
Especially when a budget is tight, it is important to understand what factors can influence your monthly auto loan payment and by how much. Using a car finance calculator helps you to see how changes in particular loan factors can affect the amount you will pay for your monthly auto loan because you can easily change these amounts to see their impact on the calculation.
Consider changing factors such as the principal amount, interest rate, and length of the loan individually within the calculator above to see the impact each has on the final loan amount. This can help determine what changes you need to make in either your auto purchase amount or loan terms to ensure the monthly auto loan payment falls within your budgetary range.
Apply for an Auto Loan Today!
Low-rate loans and flexible terms will put you behind the wheel of a new or used car. Start the pre-approval process today and lock in the best rate for your loan.
For a limited time, we are offering 90-Day No Pay Auto Loans. You read that right! No payments for 90 days on new or used vehicles.
Apply Today| Terms | Vehicle Models 2022-2026 | Vehicle Models 2019-2021 | Vehicle Models 2018 & Older |
|---|---|---|---|
| 24 Months | N/A | 5.24% APR | 7.75% APR |
| 36 Months | 3.99% APR | 5.24% APR | 7.75% APR |
| 48 Months | 3.99% APR | 5.49% APR | 8.00% APR |
| 60 Months | 3.99% APR | 5.74% APR | N/A |
| 72 Months | 4.24% APR | 6.74% APR | N/A |
| 84 Months | 5.24% APR | N/A | N/A |
