In observance of the Thanksgiving holiday, all HRCCU branches will be closed on Thursday, November 26 and Friday, November 27. All locations with the exception of the Troy branch will reopen for normal business hours on Saturday, November 28.

Our Mission

Hudson River Community Credit Union’s mission is to improve the well-being of members and their families by providing quality financial services, utilizing the latest technology with the best overall value.

Our Vision

The vision of Hudson River Community Credit Union is to be our communities’ first choice for all financial life events.

5-Star Superior Rating

HRCCU has earned a 5-Star Superior Rating, the highest rating for strength and stability from Bauer Financial, Inc., the nation’s leading credit union rating firm. Earning this coveted 5-Star Superior rating indicates HRCCU is one of the strongest credit unions in the country, excelling in areas such as capital adequacy, delinquent loan levels, and profitability.

HRCCU has earned a 5-Star rating for more than 10 years running and as a result, has earned the distinction of being an Exceptional Performance Credit Union.

HRCCU is also ranked in the top 7% of credit unions in the country when evaluating return on assets and has been operating in our community for more than 60 years.

Current Rates

Auto Loans
APR as low as
1.99%
Fixed Rate 36 Month
Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration