Mortgage Rates

In observance of the Thanksgiving holiday, all HRCCU branches will be closed on Thursday, November 26 and Friday, November 27. All locations with the exception of the Troy branch will reopen for normal business hours on Saturday, November 28.

Buy a Home

Mortgage Rates (no cash-out refinance)

TermsAPR
30-year fixed 3.125%
20-year fixed 3.00%
15-year fixed 2.50%
10/1 ARM 2.75%
Refinance

Refinance Rates (cash-out)

TermsAPR
30-year fixed 4.125% APR
20-year fixed 3.99% APR
15-year fixed 3.125% APR
10-year fixed 2.99% APR
5-year fixed 2.875% APR
10/1 ARM 3.50% APR

Current Rates

Auto Loans
APR as low as
1.99%
Fixed Rate 36 Month
Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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