Shared Branch & Co-Op ATM Network

HRCCU is part of the UsNet Shared Branch Network that provides our members convenient access to your accounts at more than 5,600 credit union branch locations and 30,000 Co-Op ATMs across the United States.

The nationwide shared branch network links participating credit unions electronically, allowing credit union members to do “branch banking” even when the branch near you is not an HRCCU branch.

For HRCCU members who like to travel or simply enjoy the convenience of expanded access, this Shared Branch Network is a major benefit.

Whether you are around the corner or across the country, chances are good there’s a shared branch near you.

Financial transactions you can conduct while visiting a shared branch location include:

Deposits & Withdrawals
Account Transfers
Loan Payments
Account Balances

When visiting a shared branch location, be sure to present a government-issued photo ID and have your member number with you to make a transaction.

Co-Op ATM Network

The Co-Op ATM Network allows HRCCU members to access 30,000 surcharge-free ATMs in all 50 states and 10 countries.

Locate a Shared Branch or Co-Op ATM

IDCheck

HRCCU understands it’s crucial to help protect you from account takeover fraud. That’s why we offer an ID proofing measure for in-person visits to our location and/or our Shared Branch locations. This fraud prevention measure allows us to make certain it is YOU trying to access your account, not an imposter.

If you bank at one of our Shared Branch locations, a teller can now identify and authenticate members with out-of-state IDs in the branch through a QR code and one-time passcode multi-factor authentication verification.

How It Works:

Scan the QR code located in the branch or visit verify.coop.org
Select your credit union’s name from a drop-down list.
Enter your member number and the last four digits of your social security number.
Upload a photo of your ID.
Take a selfie.
Show your one-time passcode to the teller (passcode is valid for 20 minutes).