Shared Branch & Co-Op ATM Network

HRCCU is part of the UsNet Shared Branch Network that provides our members convenient access to your accounts at more than 5,600 credit union branch locations and 30,000 Co-Op ATMs across the United States.

The nationwide shared branch network links participating credit unions electronically, allowing credit union members to do “branch banking” even when the branch near you is not an HRCCU branch.

For HRCCU members who like to travel or simply enjoy the convenience of expanded access, this Shared Branch Network is a major benefit.

Whether you are around the corner or across the country, chances are good there’s a shared branch near you.

Financial transactions you can conduct while visiting a shared branch location include:

  • Deposits & Withdrawals
  • Account Transfers
  • Loan Payments
  • Account Balances

When visiting a shared branch location, be sure to present a government-issued photo ID and have your member number with you to make a transaction.

Co-Op ATM Network

The Co-Op ATM Network allows HRCCU members to access 30,000 surcharge-free ATMs in all 50 states and 10 countries.

Locate a Shared Branch or Co-Op ATM

Current Rates

Auto Loans
APR as low as
2.74%
Fixed Rate 36 Month
Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card