Microdeposits are a traditional method used to verify account ownership. Two small deposits are sent to a member’s external account, and the member must:
- Wait 1–3 business days for the deposits to appear
- Log back in to confirm the amounts
While effective, this process can be slow and inconvenient, often leading to frustration or incomplete applications.
At Hudson River Community Credit Union, our goal is to make banking as simple and seamless as possible—which is why faster alternatives like IAV are so valuable.
Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.
