SUMMER SKIP-A-PAY

Take a Vacation from Loan Payments with Summer Skip-a-Pay

Summer is meant for relaxation, adventure, and making memories — not worrying about monthly loan payments. With HRCCU’s Summer Skip-a-Pay Program, you can take a break from an eligible loan or credit card payment and enjoy a little extra financial flexibility when you need it most.

Visit a Branch or Call Today

Summer Skip-a-Pay Details

The summer months can bring some unexpected costs that can make your finances tight. When rising expenses have you in a pinch, HRCCU has got you covered with our Summer Skip-A-Pay Program*.

Summer Skip-A-Pay gives HRCCU members the opportunity to skip one consumer loan or credit card payment. That means more money in your wallet to spend on what you need most this summer. Take advantage of this program from now until September 1, 2026 for a $20 fee per loan per skip.

For more information about our Summer Skip-a-Pay Program or to request a payment skip, visit a branch or contact the loan center at (518) 886-3400 ext. 3 and one of our team members will be happy to assist you.

*Ineligible loan types: Interest-only Student Loans, GREENLight Auto Loans, Positive Share Loans and Real Estate Loans. VISA Credit Card Promotion period: May 26, 2026-June 12, 2026 to skip June payment. June 24, 2026-July 11, 2026 to skip the July payment. To see if your loan is eligible for the Skip-A-Pay Program, please contact us to learn more. 

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

You are now leaving this site:

By accessing this link, you will be leaving HRCCU’s website and entering a website hosted by another party. HRCCU has approved this website as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of HRCCU’s website. We encourage you to read the privacy and security policies of the site you are entering, which may differ from those practiced by the credit union.

Do you wish to continue?

Yes

Open a Checking Account Today!

Start the process today and enjoy simple banking.

Already a member?

Sign in to your online account to open a new checking account.

Log In

Not a member?

Not a problem! Apply now and we’ll create your membership during this application.

Open Now