Help make HRCCU Number #1 again by voting us Best Credit Union in the Post Star's Best of the Region contest! Voting is easy: simply text 130 to (518) 735-0282 to vote for HRCCU. You can vote once per day from now until April 22.

Holiday Schedule

All branches will have their hours adjusted or will be closed during these 2026 holidays:

New Year’s Day
Thursday January 1, 2026

Dr. Martin Luther King Jr. Day
Monday, January 19, 2026

Presidents Day
Monday, February 16, 2026

Memorial Day
Saturday, May 23* & Monday, May 25, 2026

Juneteenth
Friday, June 19, 2026

Independence Day
Friday, July 3, 2026 (observed) & Saturday, July 4, 2026

Labor Day
Monday, September 7, 2026

Indigenous Peoples’ Day & Columbus Day
Monday, October 12, 2026

Veterans’ Day
Wednesday, November 11, 2026

Thanksgiving Day
Thursday, November 26 & Friday, November 27, 2026*

Christmas Day
Thursday, December 24 (close at 2pm) & Friday, December 25, 2026

New Year’s Eve
Thursday, December 31, 2026 (close at 2pm)

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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