Hudson Falls Branch Drive-Thu Now Open! We’re pleased to share that the drive-thru at our Hudson Falls branch has reopened and is now operating during normal business hours. Members can also access our eTeller Machine (ITM) in the drive-thru 24/7 for convenient banking services anytime day or night. Please note that the lobby remains temporarily closed while repairs continue following damage from a recent vehicle accident. We sincerely appreciate your patience and understanding during this time and thank you for your continued membership.

How can I become a member of HRCCU online?

HRCCU makes it easy for you to become a member online in just a few simple steps. By becoming an HRCCU member online, you can open savings or checking accounts and apply for loans such as mortgages, auto loans, and more right from the comfort of your home.

Documents you will need to become a member:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Social Security Number
Become a member screenshot

Steps to become an HRCCU member online:

  • Click on the “Become a Member” button in the top right corner of the website. Or, for a direct link to the online application form, click here.
  • Click “New Member Account”
  • Fill out the required information including eligibility and what savings and checking account products you want. Then, click “Continue”
  • Next, fill out the necessary personal information. Then, click “Continue”
  • Lastly, you will need to make an initial deposit to open the account(s)

Note: Online applications are only reviewed Monday through Friday, and allow HRCCU 48 hours to process new online applications.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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