Hudson Falls Branch Drive-Thu Now Open! We’re pleased to share that the drive-thru at our Hudson Falls branch has reopened and is now operating during normal business hours. Members can also access our eTeller Machine (ITM) in the drive-thru 24/7 for convenient banking services anytime day or night. Please note that the lobby remains temporarily closed while repairs continue following damage from a recent vehicle accident. We sincerely appreciate your patience and understanding during this time and thank you for your continued membership.

What are the differences between a credit union & a bank?

An often puzzling question with clear answers below:

A credit union is a not-for-profit financial institution. Whereas a bank is a for-profit financial institution.

A credit union is owned by its members, which is where your $1 membership comes into play, therefore the institution has its members best interests at heart.

Credit unions have a more community based and localized approach. Whereas large banks can service nationally/internationally. But, not to fear, at HRCCU we offer shared branching, giving you access to thousands of credit union locations and ATMs nationally.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.