Hudson Falls Branch Drive-Thu Now Open! We’re pleased to share that the drive-thru at our Hudson Falls branch has reopened and is now operating during normal business hours. Members can also access our eTeller Machine (ITM) in the drive-thru 24/7 for convenient banking services anytime day or night. Please note that the lobby remains temporarily closed while repairs continue following damage from a recent vehicle accident. We sincerely appreciate your patience and understanding during this time and thank you for your continued membership.

Help Center General Information What?

What do I need to open an account at HRCCU?

Here is what you need to bring to a branch (or have handy if online) to open an account of each type:

Regular 

  • A valid government issued photo ID with current address.
  • If the address on your ID is different from your current address, then you will need to provide a recent bill matching your current address.

Youth

  • A valid Student/Government issued ID, if unavailable parent/grandparent or legal guardian’s government issued photo ID.

UTMA

  • A valid government issued photo ID from the custodian only.

Rep Payee

  • Official letter for the Social Security Administration and a valid government issued ID from the Rep Payee.

DBA

  • DBA paperwork and a valid government issued photo ID.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
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Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
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Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
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VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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