Starting today your online bank account is safer than ever with the launch of our Two-Factor Authentication feature. This new feature enhances the security of your account by using a secondary device to verify your identity. The next time you log in to your online bank account or mobile app you will be prompted to setup this new authentication. Just follow the instructions to complete setup. Log in now to get started or learn more here.

Special

Check out our special rates

Limited time HRCCU Special Certificates are not available at this time. Please check back later for new specials or learn more about our Share Certificates below.

Apply Today
Share Certificates

Open a Share Certificates Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Share Certificate. Choose a term that works for you!

Call or Visit a Branch

Share Certificates Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Share Certificates
6 Months$500 Deposit0.10%0.10%
12 Months$500 Deposit0.15%0.15%
18 Months$500 Deposit0.15%0.15%
24 Months$500 Deposit0.25%0.25%
36 Months$500 Deposit0.30%0.30%
48 Months$500 Deposit0.35%0.35%
60 Months$500 Deposit0.45%0.45%
Traditional IRA Certificate

Open a Traditional IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Traditional IRA Certificate. An Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!

Call or Visit a Branch

Traditional IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Traditional IRA Certificate
6 Months$500 Deposit0.10%0.10%
12 Months$500 Deposit0.15%0.15%
18 Months$500 Deposit0.15%0.15%
24 Months$500 Deposit0.25%0.25%
36 Months$500 Deposit0.30%0.30%
48 Months$500 Deposit0.35%0.35%
60 Months$500 Deposit0.45%0.45%
Roth IRA Certificate

Open a Roth IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Roth IRA Certificate. A Roth Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!

Call or Visit a Branch

Roth IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Roth IRA Certificate
6 Months$500 Deposit0.10%0.10%
12 Months$500 Deposit0.15%0.15%
18 Months$500 Deposit0.15%0.15%
24 Months$500 Deposit0.25%0.25%
36 Months$500 Deposit0.30%0.30%
48 Months$500 Deposit0.35%0.35%
60 Months$500 Deposit0.45%0.45%
Coverdell IRA Certificate

Open a Coverdell IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Coverdell IRA Certificate. A Coverdell IRA Certificate is a trust or custodial account designed to help families pay for education. Choose a term that works for you!

Call or Visit a Branch

Coverdell IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Coverdell IRA Certificate
6 Months$500 Deposit0.10%0.10%
12 Months$500 Deposit0.15%0.15%
18 Months$500 Deposit0.15%0.15%
24 Months$500 Deposit0.25%0.25%
36 Months$500 Deposit0.30%0.30%
48 Months$500 Deposit0.35%0.35%
60 Months$500 Deposit0.45%0.45%

Current Rates

Auto Loans
APR as low as
1.75%
Fixed Rate 36 Month
Mortgages
APR as low as
2.25%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration