Important COVID-19 Update: In a continued effort to keep members and employees safe, all HRCCU branches are now limited to drive-thru service only. Please find COVID-19 Updates and Financial Relief information here.
Limited time HRCCU Special Certificates are not available at this time. Please check back later for new specials or learn more about our Share Certificates below.
Apply TodayStart saving today with a higher dividend yield than traditional savings with an HRCCU Traditional IRA Certificate. An Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!
Call or Visit a BranchTerms | Minimum to open and obtain APY | IRA Offered | Rate | APY Traditional IRA Certificate |
---|---|---|---|---|
6 Months | $500 Deposit | 0.15% | 0.15% | |
12 Months | $500 Deposit | 0.20% | 0.20% | |
18 Months | $500 Deposit | 0.20% | 0.20% | |
24 Months | $500 Deposit | 0.30% | 0.30% | |
36 Months | $500 Deposit | 0.35% | 0.35% | |
48 Months | $500 Deposit | 0.40% | 0.40% | |
60 Months | $500 Deposit | 0.50% | 0.50% |
Start saving today with a higher dividend yield than traditional savings with an HRCCU Roth IRA Certificate. A Roth Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!
Call or Visit a BranchTerms | Minimum to open and obtain APY | IRA Offered | Rate | APY Roth IRA Certificate |
---|---|---|---|---|
6 Months | $500 Deposit | 0.15% | 0.15% | |
12 Months | $500 Deposit | 0.20% | 0.20% | |
18 Months | $500 Deposit | 0.20% | 0.20% | |
24 Months | $500 Deposit | 0.30% | 0.30% | |
36 Months | $500 Deposit | 0.35% | 0.35% | |
48 Months | $500 Deposit | 0.40% | 0.40% | |
60 Months | $500 Deposit | 0.50% | 0.50% |
Start saving today with a higher dividend yield than traditional savings with an HRCCU Coverdell IRA Certificate. A Coverdell IRA Certificate is a trust or custodial account designed to help families pay for education. Choose a term that works for you!
Call or Visit a BranchTerms | Minimum to open and obtain APY | IRA Offered | Rate | APY Coverdell IRA Certificate |
---|---|---|---|---|
6 Months | $500 Deposit | 0.15% | 0.15% | |
12 Months | $500 Deposit | 0.20% | 0.20% | |
18 Months | $500 Deposit | 0.20% | 0.20% | |
24 Months | $500 Deposit | 0.30% | 0.30% | |
36 Months | $500 Deposit | 0.35% | 0.35% | |
48 Months | $500 Deposit | 0.40% | 0.40% | |
60 Months | $500 Deposit | 0.50% | 0.50% |