Share Certificates

Open a Share Certificates Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Share Certificate. Choose a term that works for you!

Call or Visit a Branch

Share Certificates Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Share Certificates
6 Months$500 Deposit0.60%0.60%
12 Months$500 Deposit0.70%0.70%
18 Months$500 Deposit0.80%0.80%
24 Months$500 Deposit1.04%1.05%
36 Months$500 Deposit1.29%1.30%
48 Months$500 Deposit1.54%1.55%
60 Months$500 Deposit1.74%1.75%
Traditional IRA Certificate

Open a Traditional IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Traditional IRA Certificate. An Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!

Call or Visit a Branch

Traditional IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Traditional IRA Certificate
6 Months$500 Deposit0.60%0.60%
12 Months$500 Deposit0.70%0.70%
18 Months$500 Deposit0.80%0.80%
24 Months$500 Deposit1.04%1.05%
36 Months$500 Deposit1.29%1.30%
48 Months$500 Deposit1.54%1.55%
60 Months$500 Deposit1.74%1.75%
Roth IRA Certificate

Open a Roth IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Roth IRA Certificate. A Roth Individual Retirement Account (IRA) is a tax deferred account that may offer tax advantages when the money is deposited for the purpose of saving toward retirement. Choose a term that works for you!

Call or Visit a Branch

Roth IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Roth IRA Certificate
6 Months$500 Deposit0.60%0.60%
12 Months$500 Deposit0.70%0.70%
18 Months$500 Deposit0.80%0.80%
24 Months$500 Deposit1.04%1.05%
36 Months$500 Deposit1.29%1.30%
48 Months$500 Deposit1.54%1.55%
60 Months$500 Deposit1.74%1.75%
Coverdell IRA Certificate

Open a Coverdell IRA Certificate Account Today!

Start saving today with a higher dividend yield than traditional savings with an HRCCU Coverdell IRA Certificate. A Coverdell IRA Certificate is a trust or custodial account designed to help families pay for education. Choose a term that works for you!

Call or Visit a Branch

Coverdell IRA Certificate Rates

TermsMinimum to open and obtain APYIRA OfferedRateAPY Coverdell IRA Certificate
6 Months$500 Deposit0.60%0.60%
12 Months$500 Deposit0.70%0.70%
18 Months$500 Deposit0.80%0.80%
24 Months$500 Deposit1.04%1.05%
36 Months$500 Deposit1.29%1.30%
48 Months$500 Deposit1.54%1.55%
60 Months$500 Deposit1.74%1.75%
Auto Loans
APR as low as
2.49%
Fixed Rate
36 Month
Mortgages
APR as low as
3.75%
Fixed Rate
5-year Fixed
Home Equity Line of Credit
APR as low as
4.75%
Fixed Rate
5-year Fixed
VISA Credit Card
APR as low as
8.9%
Fixed Rate
VISA Platinum Credit Card