Checking Account options to best fit your needs.

Our Checking Rates

Accounts to fit all of your needs

Use this chart to compare information for our two checking accounts

 

HRCCU Choice Checking HRCCU Premier Checking
Best For Members 15 & older $500Minimum Balance
Minimum Balance $0 $500
Monthly Service fee $0 $5**Fee charged if Average Daily Balance falls below $500.
Check Order Fees First order of 100 free BASIC Checks Free Unlimited BASIC Checks
Per Check Charges $0 $0
Visa Debit Card Access
FREE* ATM Transactions
Courtesy Pay Protection
FREE access to online & mobile banking
FREE Audio Response
FREE eStatements
Choice Checking

Open a Choice Checking® Account Today!

Free checking account with no minimum balance requirement and no monthly fees.

Apply Today
Premier Checking

Open a Premier Checking Account Today!

This dividend bearing account is designed for those who maintain higher monthly balances. A $500 minimum balance is required. Free unlimited basic checks.

Apply Today

Premier Checking Rates

As your balance grows, your interest rate may increase too.

Average Monthly BalanceInterest RateAPY
$0.01 - $2,4990.05%0.05%
$2,500 and up0.10%0.10%
Auto Loans
APR as low as
2.64%
Fixed Rate
36 Month
Mortgages
APR as low as
4.25%
Fixed Rate
10/1 ARM
Home Equity Line of Credit
APR as low as
3.85%
Fixed Rate
5-year fixed
VISA Credit Card
APR as low as
8.90%
Fixed Rate
VISA Platinum Credit Card