-
Corinth
312 Palmer Avenue
518-654-9028
Corinth, NY 12822 -
Cohoes
35 Niver Street
518-654-9028
Cohoes, NY 12047 -
Hudson Falls
3762 Burgoyne Ave
518-654-9028
Hudson Falls, NY 12839 -
Glens Falls
160 Broad St
518-654-9028
Glens Falls, NY 12801 -
Troy
40 Leversee Road
518-654-9028
Troy, NY 12182 -
Shared Branching
HRCCU is part of the UsNet Shared Branch Network This provides you, our member, greater convenience and real-time access to your accounts when traveling around the corner or across the country.
Our Checking Rates
Compare Kasasa, Choice and Premier Checking Accounts
Use the chart below to compare information for our four checking account options.
| Kasasa Cash® Checking | Kasasa Cash Back® Checking | |
|---|---|---|
| Best For | High Balances | Debit Card Use |
| Rewards |
|
|
| No Minimum Balance Requirement | ||
| No Monthly Maintenance Fee | ||
| ATM Withdrawal Fee Refunds (up to $15 per month)* | ||
| Free Access to online and mobile banking | ||
| Free Visa® Debit Card | ||
| Minimum Opening Deposit | $0 | $0 |
| Courtesy Pay Protection | ||
| FREE Audio Response | ||
| FREE eStatements | ||
| Mobile Payments |
*APY=Annual Percentage Yield. APYs accurate as of 2/20/2020. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. Fees may reduce earnings. Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Saver, and Kasasa Protect are trademarks of Kasasa, Ltd., registered in the U.S.A. See Kasasa Cash®, Kasasa Cash Back® and Kasasa Saver® pages for details, terms and conditions.
| HRCCU Choice Checking | HRCCU Premier Checking | |
|---|---|---|
| Best For | Members 15 & older | $500Minimum Balance |
| Minimum Balance | $0 | $500**Earn dividends. See interest rates below. |
| Monthly Service fee | $0 | $5**Fee charged if Average Daily Balance falls below $500. |
| Check Order Fees | First order of 80 free BASIC Checks | Free Unlimited BASIC Checks |
| Per Check Charges | $0**Additional fees may apply. | $0 |
| Visa Debit Card Access | ||
| FREE* ATM Transactions *Foreign ATM fees apply. |
||
| Courtesy Pay Protection | ||
| FREE access to online & mobile banking | ||
| FREE Audio Response | ||
| FREE eStatements | ||
| Mobile Payments |
Kasasa Rewards Checking
Earn some serious cash rewards with these free Kasasa accounts.
Get rewarded with high rates or cash back when you do simple banking activities you probably already do, like using your debit card. Our Kasasa Cash® and Cash Back® checking accounts have no monthly service fees and no minimum balance. Just meet the minimum requirements each month and earn your rewards. It’s that simple!
Apply TodayChoice Checking
Open a Choice Checking® Account Today!
Free checking account with no minimum balance requirement and no monthly fees.
Apply TodayPremier Checking
Open a Premier Checking Account Today!
This dividend bearing account is designed for those who maintain higher monthly balances. A $500 minimum balance is required. Free unlimited basic checks.
Apply TodayPremier Checking Rates
As your balance grows, your interest rate may increase too.
| Average Monthly Balance | Interest Rate | APY |
|---|---|---|
| $0.01 - $2,499 | 0.05% | 0.05% |
| $2,500 and up | 0.10% | 0.10% |
