Checking Account options to best fit your needs.

Our Checking Rates

Accounts to fit all of your needs

Use the chart below to compare information for our two checking accounts.


HRCCU Choice Checking HRCCU Premier Checking
Best For Members 15 & older $500Minimum Balance
Minimum Balance $0 $500**Earn dividends. See interest rates below. 
Monthly Service fee $0 $5**Fee charged if Average Daily Balance falls below $500.
Check Order Fees First order of 80 free BASIC Checks Free Unlimited BASIC Checks
Per Check Charges $0**Additional fees may apply.  $0
Visa Debit Card Access
FREE* ATM Transactions
*Foreign ATM fees apply. 
Courtesy Pay Protection
FREE access to online & mobile banking
FREE Audio Response
FREE eStatements
Mobile Payments
Choice Checking

Open a Choice Checking® Account Today!

Free checking account with no minimum balance requirement and no monthly fees.

Apply Today
Premier Checking

Open a Premier Checking Account Today!

This dividend bearing account is designed for those who maintain higher monthly balances. A $500 minimum balance is required. Free unlimited basic checks.

Apply Today

Premier Checking Rates

As your balance grows, your interest rate may increase too.

Average Monthly BalanceInterest RateAPY
$0.01 - $2,4990.05%0.05%
$2,500 and up0.10%0.10%

Current Rates

Auto Loans
APR as low as
Fixed Rate 36 Month
APR as low as
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
  VISA Platinum Credit Card