Our savings rates

Accounts to fit all of your needs

Use this chart to compare information for our six savings accounts.

Prime & Universal Savings Youth Savings Holiday Club UTMA Savings IRA Savings
Best For Everyone 15 and older 15 and Younger Savings for Holiday Gifts Gifting Money to Minors Under the age of 18 Traditional IRA and Roth IRA
Minimum Balance to Earn Interest $500 $5 $5 $5to age 18, $500for 18+ $250
Visa Debit Card Access
FREE ATM Transactions
FREE access to Online & Mobile Banking
FREE Audio Response
FREE eStatements
Prime Savings

Open a Prime Savings Account Today!

Free savings account that requires just $5 minimum balance to open.

Apply Today

Prime Savings Rates

Average Monthly BalanceInterest RateAPY
$0.01 - $499.990.00%0.00%
$500.00 - $4,999.990.10%0.10%
$5,000 and up0.15%0.15%
Universal Savings

Open a Universal Savings Account Today!

Save for any purpose with the Universal Savings account.

Apply Today

Universal Savings Rates

Average Monthly BalanceInterest RateAPY
$0.01 - $499.990.00%0.00%
$500.00 - $4,999.990.10%0.10%
$5,000 and up0.15%0.15%
Youth Savings

Open a Youth Savings Account Today!

Start saving with a free youth savings account. Earn quarterly dividends with just a $5 minimum depsosit for kids ages 15 and under.

Apply Today

Youth Savings Rates

Average Monthly BalanceInterest RateAPY
$5.00 and up0.10%0.10%
Holiday Club

Open a Holiday Club Account Today!

Join our holiday club to save for next year's holiday gifts. Our holiday club runs from October 1 to September 30th with no minimum deposit requirement to open an account.

Apply Today

Holiday Club Rates

Average Monthly BalanceInterest RateAPY
$1.00 or more0.10%0.10%
UTMA Savings

Open a UTMA Savings Account Today!

A custodial account established under the Uniform Transfers to Minors or Gifts to Minors Act (UTMA). Earn compounded quarterly dividends on an average daily balance of $5.00 or more.

Apply Today

UTMA Savings Rates

Average Monthly BalanceInterest RateAPY
$5.00 and up0.10%0.10%
IRA Savings

Open a IRA Savings Account Today!

Save for your future with an IRA Savings Account. Open an account with $250 minimum balance.

Call or Visit Today

IRA Savings Rates

Average Monthly BalanceInterest RateAPY
$250 - $999.990.10%0.10%
$1000.00 - $9,999.990.15%0.15%
$10,000 - $24,999.990.20%0.20%
$25,000 and up0.25%0.25%
Auto Loans
APR as low as
2.49%
Fixed Rate
36 Month
Mortgages
APR as low as
4.00%
Fixed Rate
10/1 ARM
Home Equity Line of Credit
APR as low as
3.75%
Fixed Rate
5-year Fixed
VISA Credit Card
APR as low as
8.9%
Fixed Rate
VISA Platinum Credit Card