Important COVID-19 Update: In a continued effort to keep members and employees safe, all HRCCU branches are now limited to drive-thru service only. Please find COVID-19 Updates and Financial Relief information here.

Credit Cards

Visa Platinum Shared Secured Visa uChoose Rewards
Visa Platinum

Apply for a Visa Platinum card today!

Earn Cashback rewards with HRCCU's low rate, no annual fee VISA Platinum Credit Card. 0% APR* balance transfer for 6 months for new cardholders. Rates as low as 8.9% APR* (*APR = Annual Percentage Rate). Must credit qualify. Enroll in our uChoose Rewards program below and start earning cash back rewards.

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Shared Secured Visa

Apply for a Shared Secured Visa Platinum card today!

Build or improve your credit with a Share Secured VISA Platinum Credit Card. Rates as low as 4.0% APR* (*APR = Annual Percentage Rate). Must credit qualify.

Already a member? Add Card
Not a member? Apply Today

uChoose Rewards

Shop. Earn. Redeem. With uChoose Rewards.

As an HRCCU Visa® credit card holder, you're eligible to participate in the free uChoose Rewards® program. By enrolling in our uChoose Rewards program, you will earn cashback rewards on everyday purchases like groceries, gas, bills and shopping online when you use your HRCCU VISA® Credit Card. You can even choose from hundreds of special offers and bonuses to help maximize your rewards.

Enroll Now

Current Rates

Auto Loans
APR as low as
2.24%
Fixed Rate 36 Month
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Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
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Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
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VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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View All Rates
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