Starting today your online bank account is safer than ever with the launch of our Two-Factor Authentication feature. This new feature enhances the security of your account by using a secondary device to verify your identity. The next time you log in to your online bank account or mobile app you will be prompted to setup this new authentication. Just follow the instructions to complete setup. Log in now to get started or learn more here.

Visa Platinum

Apply for a Visa Platinum card today!

Earn Cashback rewards with HRCCU's low rate, no annual fee VISA Platinum Credit Card. 0% APR* balance transfer for 6 months for new cardholders. Rates as low as 8.9% APR* (*APR = Annual Percentage Rate). Must credit qualify. Enroll in our uChoose Rewards program below and start earning cash back rewards.

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Not a member? Apply Today

Shared Secured Visa

Apply for a Shared Secured Visa Platinum card today!

Build or improve your credit with a Share Secured VISA Platinum Credit Card. Rates as low as 4.0% APR* (*APR = Annual Percentage Rate). Must credit qualify.

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Not a member? Apply Today

uChoose Rewards

Shop. Earn. Redeem. With uChoose Rewards.

As an HRCCU Visa® credit card holder, you're eligible to participate in the free uChoose Rewards® program. By enrolling in our uChoose Rewards program, you will earn cashback rewards on everyday purchases like groceries, gas, bills and shopping online when you use your HRCCU VISA® Credit Card. You can even choose from hundreds of special offers and bonuses to help maximize your rewards.

Enroll Now

Current Rates

Auto Loans
APR as low as
Fixed Rate 36 Month
APR as low as
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
  VISA Platinum Credit Card
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