In observance of the Thanksgiving holiday, all HRCCU branches will be closed on Thursday, November 26 and Friday, November 27. All locations with the exception of the Troy branch will reopen for normal business hours on Saturday, November 28.

Homebuyer Dream Program

First-time Homebuyers

HRCCU's First-Time Homebuyer Dream Program

If you are a first-time homebuyer, HRCCU can make your dream of being approved for a mortgage and owning a home that much easier to come true. With our Homebuyer Dream Program, qualified borrowers may receive a grant of $14,500 towards a down payment and/or closing costs. Borrowers must be a first-time homebuyer who have not owned a home in the last three years. Income limits apply and are based on where the home you are purchasing is located. This program is offered on a first come, first served basis so don’t miss out! Contact an HRCCU Mortgage Specialist today to learn more and apply for the Homebuyer Dream Program.

Contact a Mortgage Specialist Today!

Current Rates

Auto Loans
APR as low as
Fixed Rate 36 Month
APR as low as
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
  VISA Platinum Credit Card
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