All HRCCU Branch Lobbies are Now Open! We encourage you to continue to use the drive-thru and online banking to reduce the spread of COVID-19. Learn More

Homebuyer Dream Program

First-time Homebuyers

HRCCU's First-Time Homebuyer Dream Program

If you are a first-time homebuyer, HRCCU can make your dream of being approved for a mortgage and owning a home that much easier to come true. With our Homebuyer Dream Program, qualified borrowers may receive a grant of $14,500 towards a down payment and/or closing costs. Borrowers must be a first-time homebuyer who have not owned a home in the last three years. Income limits apply and are based on where the home you are purchasing is located. This program is offered on a first come, first served basis so don’t miss out! Contact an HRCCU Mortgage Specialist today to learn more and apply for the Homebuyer Dream Program.

Contact a Mortgage Specialist Today!

Current Rates

Auto Loans
APR as low as
Fixed Rate 36 Month
APR as low as
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration