Home Equity

Home Equity

Apply for Home Equity today!

Remodel your home, pay off high-interest debt, college tuition or other large expenses with a Home Equity Loan from HRCCU. Borrow up to 95% of the appraised value of your home with low closing costs.

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Home Equity Rates

TermsAPR
30-year fixed 4.125% APR
20-year fixed 3.99% APR
15-year fixed 3.125% APR
10-year fixed 2.99% APR
5-year fixed 2.875% APR
10/1 ARM 3.50% APR

Balance 50K or more, up to 60% LTV, 740+ Credit Score. APR = Annual Percentage Rate. ARM = Adjustable Rate Mortgage. First lien position.

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Current Rates

Auto Loans
APR as low as
2.64%
Fixed Rate 36 Month
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Mortgages
APR as low as
2.50%
Fixed Rate 15-year fixed
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Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
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VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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Federally Insured by NCUA. Equal Housing Lender © 2020 Hudson River Community Credit Union