Starting today your online bank account is safer than ever with the launch of our Two-Factor Authentication feature. This new feature enhances the security of your account by using a secondary device to verify your identity. The next time you log in to your online bank account or mobile app you will be prompted to setup this new authentication. Just follow the instructions to complete setup. Log in now to get started or learn more here.

Purchase

Apply for a vehicle loan today!

Our low rate loans and flexible terms can put you behind the wheel of a new or used car today! For a limited time, we are offering 90-Day No Pay Auto Loans. You read that right! No payments for 90-Days on new or used vehicles.

Apply Today

Purchase & Refinance Rates

TermsVehicle Models 2017-2021Vehicle Models 2014-2016Vehicle Models 2013 & Older
24 MonthsN/A3.00% APR5.75% APR
36 Months1.75% APR3.25% APR6.25% APR
48 Months1.75% APR3.50% APR6.60% APR
60 Months1.75% APR3.75% APR7.00% APR
72 Months2.00% APR4.25% APRN/A
84 Months3.45% APRN/AN/A
Find A Car

Shop New & Used Vehicles with our Online Car Buying Service!

Search From 5 million vehicles, take a virtual test drive, view estimated monthly payments, get vehicle history reports and more!

Shop Now
Green Light Auto Loan

Apply for a Green Light Auto Loan today!

The GREENLight Auto Loan Program offers you a similar low payment as a lease with the benefits of vehicle ownership.

Apply Today
Boat

Apply for a Boat Loan today!

Finance up to 105% of the cost of a new or used boat with a low rate loan from HRCCU.

Apply Today

Boat

TermsAPR
24 Months3.35% APR
36 Months3.60% APR
48 Months3.85% APR
60 Months4.10% APR
72 Months4.10% APR
84 Months5.50% APR
96 Months5.75% APR
108 Months6.00% APR
144 Months6.50% APR
180 Months7.00% APR
ATV & Personal Watercraft

Apply for an ATV, Personal Watercraft or Snowmobile Loan today!

Finance up to 105% of the cost of your ATV, personal watercraft or snowmobile with a low rate loan from HRCCU.

Apply Today

ATV, Personal Watercraft and Snowmobile Rates

TermsAPR
24 Months3.35% APR
36 Months3.60% APR
48 Months3.85% APR
60 Months4.10% APR

Current Rates

Auto Loans
APR as low as
1.75%
Fixed Rate 36 Month
Mortgages
APR as low as
2.25%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.875%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
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