Vehicle Loan • Hudson River Community Credit Union

Purchase

Apply for a vehicle loan today!

Our low rate loans and flexible terms can put you behind the wheel of a new or used car today!

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Purchase Rates

Terms	Vehicle Models 2016-2019	Vehicle Models 2013-2015	Vehicle Models 2012 & Older
24 Months	N/A	2.89% APR	4.75% APR
36 Months	2.64% APR	3.14% APR	5.00% APR
48 Months	2.74% APR	3.39% APR	5.25% APR
60 Months	2.74% APR	3.64% APR	5.50% APR
72 Months	2.99% APR	3.89% APR	N/A
84 Months	4.14% APR	N/A	N/A

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used vehicle and motorcycle loans effective 08/1/2019. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $150 per loan. 84 month term is for new vehicles only.

Green Light Auto Loan

Apply for a Green Light Auto Loan today!

The GREENLight Auto Loan Program offers you a similar low payment as a lease with the benefits of vehicle ownership.

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Green Light Auto Loan Rates

Terms	Vehicle Models 2016-2019	Vehicle Models 2012-2014
24 Months	N/A	3.89% APR
36 Months	3.64% APR	4.14% APR
48 Months	3.74% APR	4.39% APR
60 Months	3.74% APR	4.64% APR
72 Months	3.99% APR	4.89% APR

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used auto loans effective 08/1/2019. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $150 per loan.

Boat and RV

Apply for a Boat & RV Loan today!

Finance up to 105% of the cost of your boat or RV with a low rate loan from HRCCU.

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Boat and RV Rates

Terms	APR
24 Months	4.64% APR
36 Months	4.89% APR
48 Months	5.14% APR
60 Months	5.39% APR
72 Months	5.64% APR
84 Months	6.39% APR
96 Months	7.39% APR
108 Months	7.89% APR
144 Months	8.39% APR
180 Months	8.89% APR

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used vehicle and motorcycle loans effective 08/1/2019. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $150 per loan.

ATV and Snowmobile

Apply for a ATV & Snowmobile Loan today!

Finance up to 105% of the cost of your ATV or snowmobile with a low rate loan from HRCCU.

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ATV and Snowmobile Rates

Terms	APR
24 Months	4.64% APR
36 Months	4.89% APR
48 Months	5.14% APR
60 Months	5.39% APR

APR = Annual Percentage Rate. Offers listed herein are for eligible HRCCU members for new/used vehicle and motorcycle loans effective 08/1/2019. Rates listed are for $3,001 minimum amount financed and include a .25% APR discount for having automatic payments. Member must credit qualify. Rates listed are for credit scores of 740+. Other rates available. A credit report fee of $5.00 may be charged. Terms and conditions may apply. Offers/terms listed above are subject to change without notice. HRCCU reserves the right to alter or withdraw these offers or certain features thereof without prior notification. All secured loans with the exception of a share secured loan must pay the Vendor Single Interest (VSI) insurance payment of $150 per loan.