How long does the loan application approval take?

The moment you apply for a loan it is submitted into our database. It will then go through our internal review process within the next 48 hours and you will be contacted upon the completion of that review.

If you believe that you should have heard back about your loan by now, do not hesitate to call our Loan Center. Our representatives are happy to answer any and all questions you may have.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
5.50%
Fixed Rate 36 Month
Mortgages
APR as low as
6.00%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
5.95%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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