Get moving with an auto loan from HRCCU! Enjoy competitive rates as low as 3.99% APR with flexible terms from 36 to 60 months. Whether you’re buying new or used, we’re here to help you finance your next vehicle with confidence and ease. Apply Now

Where can I find an online loan or account application?

Yes, on our Product and Rate pages.

On our product and rate pages, you will find a new set of navigation buttons for both current and prospective members to apply for new loans and accounts. We hope that this will help to make the online application process easier.

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Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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