We apologize for the inconvenience, but our Hudson Falls branch and drive-thru remain temporarily closed at this time. We appreciate your patience and understanding as we work to reopen the branch safely as soon as possible. In the meantime, members can visit our Glens Falls branch location or access their accounts through our shared branch network. We will provide another update on the status of the branch as soon as more information becomes available.

What is the Skip-a-Pay Program?

HRCCU offers the Skip-a-Pay Program twice per year (Summer and Winter).

HRCCU’s Skip-a-Pay Program allows you to skip up to one monthly payment per promotional period. Those payments are then added to the end of your loan term. Skipping a loan payment under this program does not impact your credit rating. The is a $20 fee per skip request, per each loan.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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