We apologize for the inconvenience, but our Hudson Falls branch and drive-thru remain temporarily closed at this time. We appreciate your patience and understanding as we work to reopen the branch safely as soon as possible. In the meantime, members can visit our Glens Falls branch location or access their accounts through our shared branch network. We will provide another update on the status of the branch as soon as more information becomes available.

What is a statement credit?

Find out what it means when you get a credit on your monthly statement.

In simple terms, a credit is the opposite of a payment. You get money credited back to your account instead of borrowing it to pay for a purchase. Statement credits can show up on your monthly credit card statement often in both a list of transactions and as a category of account activity.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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