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What is a statement credit?

Find out what it means when you get a credit on your monthly statement.

In simple terms, a credit is the opposite of a payment. You get money credited back to your account instead of borrowing it to pay for a purchase. Statement credits can show up on your monthly credit card statement often in both a list of transactions and as a category of account activity.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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