Hudson Falls Branch Drive-Thu Now Open! We’re pleased to share that the drive-thru at our Hudson Falls branch has reopened and is now operating during normal business hours. Members can also access our eTeller Machine (ITM) in the drive-thru 24/7 for convenient banking services anytime day or night. Please note that the lobby remains temporarily closed while repairs continue following damage from a recent vehicle accident. We sincerely appreciate your patience and understanding during this time and thank you for your continued membership.

What is Mobile Deposit?

Here is what you need to know and have in order to be eligible for Mobile Deposit.

  • You must have a checking account in good standing with HRCCU
  • At least 15 years of age
  • Signature, Date, Member Number and E-deposit are required in all Remote Deposit Capture deposits
  • Processing occurs Monday – Friday throughout the day until 5 pm
  • Deposits post to member accounts within 2-3 hours
  • The first $200.00 is available within 2-3 hours of processing time (the rest is on a 2 business day hold)
  • Maximum deposit amount is $3,500.00 per day
  • There is no limit on the number of daily deposits, as long as it does not exceed $3,500.00
  • Check should be kept for 60 days

Members are encouraged to save their physical checks, endorsed in a safe place for no less than 60 days after transmission to HRCCU. After 60 days, we recommend that you destroy the original check.

**The process now occurs Monday through Friday until 7pm.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

You are now leaving this site:

By accessing this link, you will be leaving HRCCU’s website and entering a website hosted by another party. HRCCU has approved this website as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of HRCCU’s website. We encourage you to read the privacy and security policies of the site you are entering, which may differ from those practiced by the credit union.

Do you wish to continue?

Yes