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What is Mobile Deposit?

Here is what you need to know and have in order to be eligible for Mobile Deposit.

  • You must have a checking account in good standing with HRCCU
  • At least 15 years of age
  • Signature, Date, Member Number and E-deposit are required in all Remote Deposit Capture deposits
  • Processing occurs Monday – Friday throughout the day until 5 pm
  • Deposits post to member accounts within 2-3 hours
  • The first $200.00 is available within 2-3 hours of processing time (the rest is on a 2 business day hold)
  • Maximum deposit amount is $3,500.00 per day
  • There is no limit on the number of daily deposits, as long as it does not exceed $3,500.00
  • Check should be kept for 60 days

Members are encouraged to save their physical checks, endorsed in a safe place for no less than 60 days after transmission to HRCCU. After 60 days, we recommend that you destroy the original check.

**The process now occurs Monday through Friday until 7pm.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
3.99%
Fixed Rate 36 Month
Mortgages
APR as low as
5.50%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
2.99%
Adjustable 7/1 ARM (HELOC only)
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Community Development Financial Institution, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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