What is Mobile Deposit?

Here is what you need to know and have in order to be eligible for Mobile Deposit.

• You must have a checking account in good standing with HRCCU
• At least 15 years of age
• Signature, Date, Member Number and E-deposit are required in all Remote Deposit Capture deposits
• Processing occurs Monday – Friday throughout the day until 5 pm
• Deposits post to member accounts within 2-3 hours
• The first $200.00 is available within 2-3 hours of processing time (the rest is on a 2 business day hold)
• Maximum deposit amount is $3,500.00 per day
• There is no limit on the number of daily deposits, as long as it does not exceed $3,500.00
• Check should be kept for 60 days

Members are encouraged to save their physical checks, endorsed in a safe place for no less than 60 days after transmission to HRCCU. After 60 days, we recommend that you destroy the original check.

**The process now occurs Monday through Friday until 7pm.