An often puzzling question with clear answers below:
A credit union is a not-for-profit financial institution. Whereas a bank is a for-profit financial institution.
A credit union is owned by its members, which is where your $1 membership comes into play, therefore the institution has its members best interests at heart.
Credit unions have a more community based and localized approach. Whereas large banks can service nationally/internationally. But, not to fear, at HRCCU we offer shared branching, giving you access to thousands of credit union locations and ATMs nationally.
Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.
